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Single Family ResidenceResidential
$513,995$314 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $255,000 on Sep 18, 2017

45 CHARLES ST

BELLEVILLE, NJ 07109
0
Baths
1,637 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1912
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$514K
$473K low$555K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$255,000 · Sep 18, 2017

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,372 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$249,500 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$109,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$140,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$249,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$249,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
67
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
47
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyESSEX
Lot (acres)The size of the land the home sits on, from county records.0.12
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Belleville Ps7C-
Elementary · Grades PK–6 · 0.3 mi
H
Belleville High SchoolD
High · Grades 9–12 · 0.4 mi
M
Belleville Middle SchoolD
Middle · Grades 7–8 · 1.1 mi

District: Belleville Town School District

Neighborhood · ZIP 07109These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.69
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.115

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.39,272
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.11,528 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$81,531
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$110,448
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Charles St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 79% of homes in Essex County
  • Costs less per square foot than 74% of homes in Belleville 07109
  • Smaller than 69% of homes in Essex County
  • Older than 87% of homes in Belleville 07109

What homes are worth in Belleville 07109

Each bar is how many homes fall in that price range. The marker is this home.

This home
$238K$916K

This home is worth more than 31% of homes in Belleville 07109.

How it measures up in Belleville 07109

The dot is this home. The mark in the middle is the typical home in Belleville 07109.

Estimated value$513,995
CheaperTypical $557,924Pricier

Pricier than 31% of homes nearby

Price per ft²$314
CheaperTypical $366Pricier

Pricier than 26% of homes nearby

Living area1,637 ft²
SmallerTypical 1,496 ft²Bigger

Bigger than 59% of homes nearby

Lot size0.11 ac
SmallerTypical 0.11 acBigger

Bigger than 48% of homes nearby

Year built1912
OlderTypical 1938Newer

Newer than 13% of homes nearby

How 45 Charles St ranks against every home in each area.
MeasureThis homeBelleville 07109Essex County
Estimated valuepricier than$513,99531% of homes21% of homes
Price per ft²pricier than$31426% of homes34% of homes
Living areabigger than1,637 ft²59% of homes31% of homes
Lot sizebigger than0.11 ac48% of homes39% of homes
Year builtnewer than191213% of homes18% of homes

About 45 Charles St

How much is 45 Charles St, Belleville, NJ worth?

The TopHap Estimate for 45 Charles St, Belleville, NJ is $513,995 as of Sep 24, 2026. The likely range is $472,609 to $555,381. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Charles St, Belleville, NJ last sell?

45 Charles St, Belleville, NJ last sold on Sep 18, 2017 for $255,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 45 Charles St, Belleville, NJ?

45 Charles St, Belleville, NJ has 1,637 square feet of living space and a 0.12-acre lot.

When was 45 Charles St, Belleville, NJ built?

45 Charles St, Belleville, NJ was built in 1912, making it 114 years old. The building has 2 stories.

What schools serve 45 Charles St, Belleville, NJ?

45 Charles St, Belleville, NJ is assigned to Belleville Ps7 (elementary), rated C-; Belleville High School (high), rated D; Belleville Middle School (middle), rated D. All sit in Belleville Town School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Charles St, Belleville, NJ compare to other homes in Belleville 07109?

Among the 9,030 homes in Belleville 07109, it is worth more than 31% of them ($513,995 against a typical $557,924), its price per square foot is higher than 26% of them ($314 against a typical $366), it is bigger than 59% of them (1,637 ft² against a typical 1,496 ft²), its lot is bigger than 48% of them (0.11 ac against a typical 0.11 ac) and it is newer than 13% of them (1912 against a typical 1938). Measured against all of Essex County, it is worth more than 21% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Charles St, Belleville, NJ?

The 2025 property tax bill for 45 Charles St, Belleville, NJ was $10,372. The county assessed it at $249,500.

More homes on Charles St

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Assigned schools

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