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Single Family ResidenceResidential
$591,462$228 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 98How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $590,000 on Jun 12, 2026

45 CHATHAM CT

BERLIN, MD 21811
3
Baths
2,590 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
2004
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$591K
$577K low$606K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$590,000 · Jun 12, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$591,462
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$473,170

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,397 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$453,033 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$412,767
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$493,300

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.52 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.62%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWORCESTER
Lot (acres)The size of the land the home sits on, from county records.0.17
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 238 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Showell Elementary SchoolA
Elementary · Grades PK–3 · 2.5 mi
H
Stephen Decatur High SchoolB+
High · Grades 9–12 · 2.8 mi
M
Stephen Decatur Middle SchoolA+
Middle · Grades 7–8 · 3.0 mi

District: Worcester County Public Schools

Neighborhood · ZIP 21811These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.75
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.108
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.25

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.70%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.24,607
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.200 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$85,659
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$110,978
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Chatham Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 73% of homes in Berlin 21811
  • Costs less per square foot than 82% of homes in Worcester County
  • Bigger than 90% of homes in Worcester County
  • Has a smaller lot than 78% of homes in Berlin 21811
  • Newer than 85% of homes in Worcester County

What homes are worth in Berlin 21811

Each bar is how many homes fall in that price range. The marker is this home.

This home
$202K$1.2M

This home is worth more than 73% of homes in Berlin 21811.

How it measures up in Berlin 21811

The dot is this home. The mark in the middle is the typical home in Berlin 21811.

Estimated value$591,462
CheaperTypical $457,430Pricier

Pricier than 73% of homes nearby

Price per ft²$228
CheaperTypical $266Pricier

Pricier than 25% of homes nearby

Living area2,590 ft²
SmallerTypical 1,688 ft²Bigger

Bigger than 81% of homes nearby

Lot size0.17 ac
SmallerTypical 0.23 acBigger

Bigger than 22% of homes nearby

Year built2004
OlderTypical 1994Newer

Newer than 79% of homes nearby

How 45 Chatham Ct ranks against every home in each area.
MeasureThis homeBerlin 21811Worcester County
Estimated valuepricier than$591,46273% of homes73% of homes
Price per ft²pricier than$22825% of homes18% of homes
Living areabigger than2,590 ft²81% of homes90% of homes
Lot sizebigger than0.17 ac22% of homes39% of homes
Year builtnewer than200479% of homes85% of homes

About 45 Chatham Ct

How much is 45 Chatham Ct, Berlin, MD worth?

The TopHap Estimate for 45 Chatham Ct, Berlin, MD is $591,462 as of Jul 14, 2026. The likely range is $576,820 to $606,104. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Chatham Ct, Berlin, MD last sell?

45 Chatham Ct, Berlin, MD last sold on Jun 12, 2026 for $590,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 45 Chatham Ct, Berlin, MD?

45 Chatham Ct, Berlin, MD has 3 bathrooms, 2,590 square feet of living space and a 0.17-acre lot.

When was 45 Chatham Ct, Berlin, MD built?

45 Chatham Ct, Berlin, MD was built in 2004, making it 22 years old. The building has 1 story.

What schools serve 45 Chatham Ct, Berlin, MD?

45 Chatham Ct, Berlin, MD is assigned to Showell Elementary School (elementary), rated A; Stephen Decatur High School (high), rated B+; Stephen Decatur Middle School (middle), rated A+. All sit in Worcester County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Chatham Ct, Berlin, MD compare to other homes in Berlin 21811?

Among the 15,255 homes in Berlin 21811, it is worth more than 73% of them ($591,462 against a typical $457,430), its price per square foot is higher than 25% of them ($228 against a typical $266), it is bigger than 81% of them (2,590 ft² against a typical 1,688 ft²), its lot is bigger than 22% of them (0.17 ac against a typical 0.23 ac) and it is newer than 79% of them (2004 against a typical 1994). Measured against all of Worcester County, it is worth more than 73% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Chatham Ct, Berlin, MD?

The 2025 property tax bill for 45 Chatham Ct, Berlin, MD was $3,397. The county assessed it at $453,033.

Closest homes

More homes in Berlin 21811

Assigned schools

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