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Single Family ResidenceResidential
$525,000$702 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $360,000 on Oct 12, 2021

45 COTTAGE ROW

HIGHLANDS, NC 28741
3
Beds
2
Baths
748 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2,614 ft²
Lot SizeThe size of the land the home sits on, from county records.
1945
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$525K
$433K low$617K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$360,000 · Oct 12, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,192 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$370,740 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$50,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$320,740
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$370,740
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$370,740

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyMACON
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1988
Lot (acres)The size of the land the home sits on, from county records.0.06
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 208 ft²Patio · 364 ft²Porch · 164 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Highlands SchoolB
Elementary · Grades KG–12 · 1.8 mi

District: Macon County Schools

Neighborhood · ZIP 28741These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.167
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.110

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.35%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.4,373
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.51 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,942
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$114,009
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.78 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Cottage Row measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 85% of homes in Highlands 28741
  • Costs more per square foot than 90% of homes in Macon County
  • Smaller than 95% of homes in Highlands 28741
  • Has a smaller lot than 96% of homes in Macon County
  • Older than 94% of homes in Macon County

What homes are worth in Highlands 28741

Each bar is how many homes fall in that price range. The marker is this home.

This home
$214K$4.7M

This home is worth more than 15% of homes in Highlands 28741.

How it measures up in Highlands 28741

The dot is this home. The mark in the middle is the typical home in Highlands 28741.

Estimated value$525,000
CheaperTypical $1,084,523Pricier

Pricier than 15% of homes nearby

Price per ft²$702
CheaperTypical $608Pricier

Pricier than 62% of homes nearby

Living area748 ft²
SmallerTypical 1,829 ft²Bigger

Bigger than 5% of homes nearby

Lot size2,614 ft²
SmallerTypical 0.86 acBigger

Bigger than 9% of homes nearby

Year built1945
OlderTypical 1983Newer

Newer than 7% of homes nearby

How 45 Cottage Row ranks against every home in each area.
MeasureThis homeHighlands 28741Macon County
Estimated valuepricier than$525,00015% of homes69% of homes
Price per ft²pricier than$70262% of homes90% of homes
Living areabigger than748 ft²5% of homes8% of homes
Lot sizebigger than2,614 ft²9% of homes4% of homes
Year builtnewer than19457% of homes6% of homes

About 45 Cottage Row

How much is 45 Cottage Row, Highlands, NC worth?

The TopHap Estimate for 45 Cottage Row, Highlands, NC is $525,000 as of Jul 14, 2026. The likely range is $433,462 to $616,538. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Cottage Row, Highlands, NC last sell?

45 Cottage Row, Highlands, NC last sold on Oct 12, 2021 for $360,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 45 Cottage Row, Highlands, NC?

45 Cottage Row, Highlands, NC has 3 bedrooms, 2 bathrooms, 748 square feet of living space and a 0.06-acre lot.

When was 45 Cottage Row, Highlands, NC built?

45 Cottage Row, Highlands, NC was built in 1945, making it 81 years old. It is a conventional home. The building has 1 story.

What schools serve 45 Cottage Row, Highlands, NC?

45 Cottage Row, Highlands, NC is assigned to Highlands School (elementary), rated B. All sit in Macon County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Cottage Row, Highlands, NC compare to other homes in Highlands 28741?

Among the 5,590 homes in Highlands 28741, it is worth more than 15% of them ($525,000 against a typical $1,084,523), its price per square foot is higher than 62% of them ($702 against a typical $608), it is bigger than 5% of them (748 ft² against a typical 1,829 ft²), its lot is bigger than 9% of them (2,614 ft² against a typical 0.86 ac) and it is newer than 7% of them (1945 against a typical 1983). Measured against all of Macon County, it is worth more than 69% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Cottage Row, Highlands, NC?

The 2025 property tax bill for 45 Cottage Row, Highlands, NC was $1,192. The county assessed it at $370,740.

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