Skip to content
Skip to content
TopHapOpen in map
CondominiumResidential
$267,106$358 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $50,000 on May 29, 2019

45 COTTAGE ST

LYNN, MA 01905
Building report
2
Beds
1
Baths
747 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.29 ac
Lot SizeThe size of the land the home sits on, from county records.
1985
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$267K
$241K low$294K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$50,000 · May 29, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,728 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$263,300 (2025)
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$263,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$272,270

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.48 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.27%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountyESSEX
Lot (acres)The size of the land the home sits on, from county records.0.29
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Electric
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
A Drewicz Elementary SchoolD-
Elementary · Grades KG–5 · 0.1 mi
H
Classical High SchoolD-
High · Grades 9–12 · 0.8 mi
M
Fecteau-Leary Junior/Senior High SchoolF
Middle · Grades 6–12 · 0.9 mi

District: Lynn School District

Neighborhood · ZIP 01905These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.108
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.83

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.27,635
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.7,029 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,236
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,080
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Cottage St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Essex County
  • Costs less per square foot than 78% of homes in Lynn 01905
  • Smaller than 98% of homes in Lynn 01905
  • Has a bigger lot than 86% of homes in Lynn 01905
  • Newer than 86% of homes in Lynn 01905

What homes are worth in Lynn 01905

Each bar is how many homes fall in that price range. The marker is this home.

This home
$239K$761K

This home is worth more than 3% of homes in Lynn 01905.

How it measures up in Lynn 01905

The dot is this home. The mark in the middle is the typical home in Lynn 01905.

Estimated value$267,106
CheaperTypical $534,082Pricier

Pricier than 3% of homes nearby

Price per ft²$358
CheaperTypical $408Pricier

Pricier than 22% of homes nearby

Living area747 ft²
SmallerTypical 1,440 ft²Bigger

Bigger than 2% of homes nearby

Lot size0.29 ac
SmallerTypical 0.12 acBigger

Bigger than 86% of homes nearby

Year built1985
OlderTypical 1915Newer

Newer than 86% of homes nearby

How 45 Cottage St ranks against every home in each area.
MeasureThis homeWest LynnLynn 01905Essex County
Estimated valuepricier than$267,1069% of homes3% of homesalmost no homes
Price per ft²pricier than$35835% of homes22% of homes32% of homes
Living areabigger than747 ft²4% of homes2% of homes3% of homes
Lot sizebigger than0.29 ac84% of homes86% of homes51% of homes
Year builtnewer than198581% of homes86% of homes76% of homes

About 45 Cottage St

How much is 45 Cottage St, Lynn, MA worth?

The TopHap Estimate for 45 Cottage St, Lynn, MA is $267,106 as of Oct 21, 2026. The likely range is $240,647 to $293,565. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Cottage St, Lynn, MA last sell?

45 Cottage St, Lynn, MA last sold on May 29, 2019 for $50,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 45 Cottage St, Lynn, MA?

45 Cottage St, Lynn, MA has 2 bedrooms, 1 bathrooms, 747 square feet of living space and a 0.29-acre lot.

When was 45 Cottage St, Lynn, MA built?

45 Cottage St, Lynn, MA was built in 1985, making it 41 years old. It is a condo/apartment home. The building has 1 story.

What schools serve 45 Cottage St, Lynn, MA?

45 Cottage St, Lynn, MA is assigned to A Drewicz Elementary School (elementary), rated D-; Classical High School (high), rated D-; Fecteau-Leary Junior/Senior High School (middle), rated F. All sit in Lynn School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Cottage St, Lynn, MA compare to other homes in Lynn 01905?

Among the 5,087 homes in Lynn 01905, it is worth more than 3% of them ($267,106 against a typical $534,082), its price per square foot is higher than 22% of them ($358 against a typical $408), it is bigger than 2% of them (747 ft² against a typical 1,440 ft²), its lot is bigger than 86% of them (0.29 ac against a typical 0.12 ac) and it is newer than 86% of them (1985 against a typical 1915). Measured against all of Essex County, it is worth more than almost no homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Cottage St, Lynn, MA?

The 2025 property tax bill for 45 Cottage St, Lynn, MA was $2,728. The county assessed it at $263,300.

More homes on Cottage St

Closest homes

More homes in Lynn 01905

Assigned schools

Explore the area

See this home in context

Open 45 Cottage St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map