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Single Family ResidenceResidential
$676,944$514 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $350,500 on May 26, 2006

45 COTTAGE ST

MELROSE, MA 02176
3
Beds
1
Baths
1,316 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,075 ft²
Lot SizeThe size of the land the home sits on, from county records.
1950
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$677K
$592K low$762K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$350,500 · May 26, 2006

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,474 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$552,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$333,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$219,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$523,400

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyMiddlesex
Lot (acres)The size of the land the home sits on, from county records.0.07
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lincoln Elementary SchoolB+
Elementary · Grades KG–5 · 0.1 mi
M
Melrose Veterans Memorial Middle SchoolB
Middle · Grades 6–8 · 0.8 mi
H
Melrose High SchoolA+
High · Grades 9–12 · 0.8 mi

District: Melrose School District

Neighborhood · ZIP 02176These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.84
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.85

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.34%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.29,986
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.6,427 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$127,610
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$148,943
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Cottage St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 83% of homes in Melrose 02176
  • Smaller than 82% of homes in Melrose 02176
  • Has a smaller lot than 98% of homes in Melrose 02176
  • Newer than 80% of homes in Wyoming

What homes are worth in Melrose 02176

Each bar is how many homes fall in that price range. The marker is this home.

This home
$356K$1.6M

This home is worth more than 17% of homes in Melrose 02176.

How it measures up in Melrose 02176

The dot is this home. The mark in the middle is the typical home in Melrose 02176.

Estimated value$676,944
CheaperTypical $886,862Pricier

Pricier than 17% of homes nearby

Price per ft²$514
CheaperTypical $489Pricier

Pricier than 61% of homes nearby

Living area1,316 ft²
SmallerTypical 1,886 ft²Bigger

Bigger than 18% of homes nearby

Lot size3,075 ft²
SmallerTypical 0.16 acBigger

Bigger than 2% of homes nearby

Year built1950
OlderTypical 1926Newer

Newer than 74% of homes nearby

How 45 Cottage St ranks against every home in each area.
MeasureThis homeWyomingMelrose 02176Middlesex County
Estimated valuepricier than$676,94428% of homes17% of homes35% of homes
Price per ft²pricier than$51459% of homes61% of homes63% of homes
Living areabigger than1,316 ft²24% of homes18% of homes26% of homes
Lot sizebigger than3,075 ft²3% of homes2% of homes5% of homes
Year builtnewer than195080% of homes74% of homes41% of homes

About 45 Cottage St

How much is 45 Cottage St, Melrose, MA worth?

The TopHap Estimate for 45 Cottage St, Melrose, MA is $676,944 as of Jul 14, 2026. The likely range is $592,032 to $761,856. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Cottage St, Melrose, MA last sell?

45 Cottage St, Melrose, MA last sold on May 26, 2006 for $350,500, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 45 Cottage St, Melrose, MA?

45 Cottage St, Melrose, MA has 3 bedrooms, 1 bathrooms, 1,316 square feet of living space and a 0.07-acre lot.

When was 45 Cottage St, Melrose, MA built?

45 Cottage St, Melrose, MA was built in 1950, making it 76 years old. It is a cape cod home. The building has 2 stories.

What schools serve 45 Cottage St, Melrose, MA?

45 Cottage St, Melrose, MA is assigned to Lincoln Elementary School (elementary), rated B+; Melrose Veterans Memorial Middle School (middle), rated B; Melrose High School (high), rated A+. All sit in Melrose School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Cottage St, Melrose, MA compare to other homes in Melrose 02176?

Among the 8,581 homes in Melrose 02176, it is worth more than 17% of them ($676,944 against a typical $886,862), its price per square foot is higher than 61% of them ($514 against a typical $489), it is bigger than 18% of them (1,316 ft² against a typical 1,886 ft²), its lot is bigger than 2% of them (3,075 ft² against a typical 0.16 ac) and it is newer than 74% of them (1950 against a typical 1926). Measured against all of Middlesex County, it is worth more than 35% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Cottage St, Melrose, MA?

The 2025 property tax bill for 45 Cottage St, Melrose, MA was $5,474. The county assessed it at $552,900.

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