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Single Family ResidenceResidential
$444,306$222 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $255,000 on Dec 2, 2016

45 COTTAGE ST

MILFORD, NH 03055
4
Beds
2
Baths
2,000 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.65 ac
Lot SizeThe size of the land the home sits on, from county records.
1952
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$444K
$421K low$468K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$255,000 · Dec 2, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,626 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$294,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$80,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$213,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$478,610

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
32
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
16
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
55
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
81
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
25
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.5 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyHILLSBOROUGH
Lot (acres)The size of the land the home sits on, from county records.0.65
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Milford High SchoolC-
High · Grades 9–12 · 0.3 mi
E
Jacques Memorial Elementary School
Elementary · Grades KG–1 · 0.3 mi
M
Milford Middle SchoolB+
Middle · Grades 6–8 · 0.4 mi

District: Milford School District

Neighborhood · ZIP 03055These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.80
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.84

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.16,312
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.640 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$98,964
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$110,128
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Cottage St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 68% of homes in Hillsborough County
  • Costs less per square foot than 93% of homes in Milford 03055
  • Bigger than 70% of homes in Milford 03055
  • Older than 83% of homes in Milford 03055

What homes are worth in Milford 03055

Each bar is how many homes fall in that price range. The marker is this home.

This home
$216K$799K

This home is worth more than 35% of homes in Milford 03055.

How it measures up in Milford 03055

The dot is this home. The mark in the middle is the typical home in Milford 03055.

Estimated value$444,306
CheaperTypical $491,915Pricier

Pricier than 35% of homes nearby

Price per ft²$222
CheaperTypical $299Pricier

Pricier than 7% of homes nearby

Living area2,000 ft²
SmallerTypical 1,616 ft²Bigger

Bigger than 70% of homes nearby

Lot size0.65 ac
SmallerTypical 0.7 acBigger

Bigger than 48% of homes nearby

Year built1952
OlderTypical 1985Newer

Newer than 17% of homes nearby

How 45 Cottage St ranks against every home in each area.
MeasureThis homeMilford 03055Hillsborough County
Estimated valuepricier than$444,30635% of homes32% of homes
Price per ft²pricier than$2227% of homes11% of homes
Living areabigger than2,000 ft²70% of homes61% of homes
Lot sizebigger than0.65 ac48% of homes51% of homes
Year builtnewer than195217% of homes21% of homes

About 45 Cottage St

How much is 45 Cottage St, Milford, NH worth?

The TopHap Estimate for 45 Cottage St, Milford, NH is $444,306 as of Aug 30, 2026. The likely range is $420,795 to $467,817. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Cottage St, Milford, NH last sell?

45 Cottage St, Milford, NH last sold on Dec 2, 2016 for $255,000, according to the county's recorded deed.

How big is 45 Cottage St, Milford, NH?

45 Cottage St, Milford, NH has 4 bedrooms, 2 bathrooms, 2,000 square feet of living space and a 0.65-acre lot.

When was 45 Cottage St, Milford, NH built?

45 Cottage St, Milford, NH was built in 1952, making it 74 years old. It is a cape cod home. The building has 2 stories.

What schools serve 45 Cottage St, Milford, NH?

45 Cottage St, Milford, NH is assigned to Milford High School (high), rated C-; Jacques Memorial Elementary School (elementary); Milford Middle School (middle), rated B+. All sit in Milford School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Cottage St, Milford, NH compare to other homes in Milford 03055?

Among the 5,017 homes in Milford 03055, it is worth more than 35% of them ($444,306 against a typical $491,915), its price per square foot is higher than 7% of them ($222 against a typical $299), it is bigger than 70% of them (2,000 ft² against a typical 1,616 ft²), its lot is bigger than 48% of them (0.65 ac against a typical 0.7 ac) and it is newer than 17% of them (1952 against a typical 1985). Measured against all of Hillsborough County, it is worth more than 32% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Cottage St, Milford, NH?

The 2025 property tax bill for 45 Cottage St, Milford, NH was $7,626. The county assessed it at $294,100.

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