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Single Family ResidenceResidential
$411,835$392 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

45 COWLES ST

MILFORD, CT 06461
3
Beds
1
Baths
1,050 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1970
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$412K
$369K low$454K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,352 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$181,130 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$72,350
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$108,780
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$181,130
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$258,757

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountySOUTH CENTRAL CONNECTICUT
Lot (acres)The size of the land the home sits on, from county records.0.11
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Jonathan Law High SchoolB-
High · Grades 9–12 · 0.4 mi
E
John F. Kennedy Elementary SchoolB-
Elementary · Grades KG–5 · 0.9 mi
M
West Shore Middle SchoolB
Middle · Grades 6–8 · 0.9 mi

District: Milford School District

Neighborhood · ZIP 06461These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.80
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.115
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.72

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.14,386
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,395 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$125,299
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$144,792
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Cowles St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 81% of homes in Milford 06461
  • Costs more per square foot than 87% of homes in South Central Connecticut County
  • Smaller than 87% of homes in Devon
  • Has a smaller lot than 96% of homes in Milford 06461
  • Newer than 91% of homes in Devon

What homes are worth in Milford 06461

Each bar is how many homes fall in that price range. The marker is this home.

This home
$245K$972K

This home is worth more than 19% of homes in Milford 06461.

How it measures up in Milford 06461

The dot is this home. The mark in the middle is the typical home in Milford 06461.

Estimated value$411,835
CheaperTypical $522,343Pricier

Pricier than 19% of homes nearby

Price per ft²$392
CheaperTypical $329Pricier

Pricier than 81% of homes nearby

Living area1,050 ft²
SmallerTypical 1,510 ft²Bigger

Bigger than 14% of homes nearby

Lot size0.11 ac
SmallerTypical 0.36 acBigger

Bigger than 4% of homes nearby

Year built1970
OlderTypical 1976Newer

Newer than 47% of homes nearby

How 45 Cowles St ranks against every home in each area.
MeasureThis homeDevonMilford 06461South Central Connecticut County
Estimated valuepricier than$411,83523% of homes19% of homes44% of homes
Price per ft²pricier than$39277% of homes81% of homes87% of homes
Living areabigger than1,050 ft²13% of homes14% of homes15% of homes
Lot sizebigger than0.11 ac31% of homes4% of homes10% of homes
Year builtnewer than197091% of homes47% of homes63% of homes

About 45 Cowles St

How much is 45 Cowles St, Milford, CT worth?

The TopHap Estimate for 45 Cowles St, Milford, CT is $411,835 as of Sep 24, 2026. The likely range is $369,181 to $454,489. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Cowles St, Milford, CT last sell?

45 Cowles St, Milford, CT last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 45 Cowles St, Milford, CT?

45 Cowles St, Milford, CT has 3 bedrooms, 1 bathrooms, 1,050 square feet of living space and a 0.11-acre lot.

When was 45 Cowles St, Milford, CT built?

45 Cowles St, Milford, CT was built in 1970, making it 56 years old. It is a ranch home. The building has 1 story.

What schools serve 45 Cowles St, Milford, CT?

45 Cowles St, Milford, CT is assigned to Jonathan Law High School (high), rated B-; John F. Kennedy Elementary School (elementary), rated B-; West Shore Middle School (middle), rated B. All sit in Milford School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Cowles St, Milford, CT compare to other homes in Milford 06461?

Among the 5,613 homes in Milford 06461, it is worth more than 19% of them ($411,835 against a typical $522,343), its price per square foot is higher than 81% of them ($392 against a typical $329), it is bigger than 14% of them (1,050 ft² against a typical 1,510 ft²), its lot is bigger than 4% of them (0.11 ac against a typical 0.36 ac) and it is newer than 47% of them (1970 against a typical 1976). Measured against all of South Central Connecticut County, it is worth more than 44% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Cowles St, Milford, CT?

The 2025 property tax bill for 45 Cowles St, Milford, CT was $5,352. The county assessed it at $181,130.

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