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Single Family ResidenceResidential
Last sold for $85,500 on Feb 9, 2021

45 DAVID GRAY RD

SAINT LEONARD, MD 20685
3
Baths
2,468 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2 ac
Lot SizeThe size of the land the home sits on, from county records.
2022
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
ParkingThe number of parking spaces on the property, including the garage.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$85,500 · Feb 9, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,882 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$664,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$130,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$534,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$617,267
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$664,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.59
56
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
27
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
77
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
83
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
52
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.19 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCALVERT
Lot (acres)The size of the land the home sits on, from county records.2.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mutual Elementary SchoolB+
Elementary · Grades PK–5 · 1.4 mi
H
Calvert High SchoolB-
High · Grades 9–12 · 6.0 mi
M
Calvert Middle SchoolB+
Middle · Grades 6–8 · 6.4 mi

District: Calvert County Public Schools

Neighborhood · ZIP 20685These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.126
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.31

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.4,918
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.170 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$143,796
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$161,144
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 David Gray Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 77% of homes in Saint Leonard 20685
  • Has a bigger lot than 79% of homes in Calvert County
  • Among the newest homes in Saint Leonard 20685

How it measures up in Saint Leonard 20685

The dot is this home. The mark in the middle is the typical home in Saint Leonard 20685.

Living area2,468 ft²
SmallerTypical 1,832 ft²Bigger

Bigger than 77% of homes nearby

Lot size2 ac
SmallerTypical 0.92 acBigger

Bigger than 75% of homes nearby

Year built2022
OlderTypical 1989Newer

Newer than almost all homes nearby

How 45 David Gray Rd ranks against every home in each area.
MeasureThis homeSaint Leonard 20685Calvert County
Living areabigger than2,468 ft²77% of homes76% of homes
Lot sizebigger than2 ac75% of homes79% of homes
Year builtnewer than2022almost all homesalmost all homes

About 45 David Gray Rd

When did 45 David Gray Rd, Saint Leonard, MD last sell?

45 David Gray Rd, Saint Leonard, MD last sold on Feb 9, 2021 for $85,500, according to the county's recorded deed.

How big is 45 David Gray Rd, Saint Leonard, MD?

45 David Gray Rd, Saint Leonard, MD has 3 bathrooms, 2,468 square feet of living space and a 2.00-acre lot.

When was 45 David Gray Rd, Saint Leonard, MD built?

45 David Gray Rd, Saint Leonard, MD was built in 2022, making it 4 years old. The building has 1 story.

What schools serve 45 David Gray Rd, Saint Leonard, MD?

45 David Gray Rd, Saint Leonard, MD is assigned to Mutual Elementary School (elementary), rated B+; Calvert High School (high), rated B-; Calvert Middle School (middle), rated B+. All sit in Calvert County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 David Gray Rd, Saint Leonard, MD compare to other homes in Saint Leonard 20685?

Among the 2,632 homes in Saint Leonard 20685, it is bigger than 77% of them (2,468 ft² against a typical 1,832 ft²), its lot is bigger than 75% of them (2 ac against a typical 0.92 ac) and it is newer than almost all of them (2022 against a typical 1989). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 David Gray Rd, Saint Leonard, MD?

The 2025 property tax bill for 45 David Gray Rd, Saint Leonard, MD was $6,882. The county assessed it at $664,600.

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Assigned schools

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