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Single Family ResidenceResidential
$254,581$94 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $157,567 on Apr 17, 2008

45 DERBY LN

LUGOFF, SC 29078
0
Baths
2,697 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.44 ac
Lot SizeThe size of the land the home sits on, from county records.
2008
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$255K
$240K low$269K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$157,567 · Apr 17, 2008

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,244 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$169,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$28,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$141,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$169,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$169,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.29
95
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
23
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.76 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyKershaw
Lot (acres)The size of the land the home sits on, from county records.0.44
HeatingThe type of heating system in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 200 ft²Porch · 60 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lugoff Elementary SchoolB
Elementary · Grades KG–5 · 1.3 mi
M
Lugoff-Elgin Middle SchoolC-
Middle · Grades 6–8 · 1.6 mi
H
Lugoff-Elgin High SchoolC+
High · Grades 9–12 · 1.9 mi

District: Kershaw County School District

Neighborhood · ZIP 29078These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.88
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.140

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.19,560
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.145 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,399
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$75,957
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Derby Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 85% of homes in Lugoff 29078
  • Bigger than 70% of homes in Lugoff 29078
  • Has a smaller lot than 71% of homes in Lugoff 29078
  • Newer than 74% of homes in Lugoff 29078

What homes are worth in Lugoff 29078

Each bar is how many homes fall in that price range. The marker is this home.

This home
$90K$583K

This home is worth more than 47% of homes in Lugoff 29078.

How it measures up in Lugoff 29078

The dot is this home. The mark in the middle is the typical home in Lugoff 29078.

Estimated value$254,581
CheaperTypical $262,009Pricier

Pricier than 47% of homes nearby

Price per ft²$94
CheaperTypical $118Pricier

Pricier than 15% of homes nearby

Living area2,697 ft²
SmallerTypical 2,060 ft²Bigger

Bigger than 70% of homes nearby

Lot size0.44 ac
SmallerTypical 0.98 acBigger

Bigger than 29% of homes nearby

Year built2008
OlderTypical 1998Newer

Newer than 74% of homes nearby

How 45 Derby Ln ranks against every home in each area.
MeasureThis homeLugoff 29078Kershaw County
Estimated valuepricier than$254,58147% of homes48% of homes
Price per ft²pricier than$9415% of homes28% of homes
Living areabigger than2,697 ft²70% of homes70% of homes
Lot sizebigger than0.44 ac29% of homes29% of homes
Year builtnewer than200874% of homes71% of homes

About 45 Derby Ln

How much is 45 Derby Ln, Lugoff, SC worth?

The TopHap Estimate for 45 Derby Ln, Lugoff, SC is $254,581 as of Aug 30, 2026. The likely range is $240,125 to $269,037. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Derby Ln, Lugoff, SC last sell?

45 Derby Ln, Lugoff, SC last sold on Apr 17, 2008 for $157,567, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 45 Derby Ln, Lugoff, SC?

45 Derby Ln, Lugoff, SC has 2,697 square feet of living space and a 0.44-acre lot.

When was 45 Derby Ln, Lugoff, SC built?

45 Derby Ln, Lugoff, SC was built in 2008, making it 18 years old. The building has 2 stories.

What schools serve 45 Derby Ln, Lugoff, SC?

45 Derby Ln, Lugoff, SC is assigned to Lugoff Elementary School (elementary), rated B; Lugoff-Elgin Middle School (middle), rated C-; Lugoff-Elgin High School (high), rated C+. All sit in Kershaw County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Derby Ln, Lugoff, SC compare to other homes in Lugoff 29078?

Among the 7,852 homes in Lugoff 29078, it is worth more than 47% of them ($254,581 against a typical $262,009), its price per square foot is higher than 15% of them ($94 against a typical $118), it is bigger than 70% of them (2,697 ft² against a typical 2,060 ft²), its lot is bigger than 29% of them (0.44 ac against a typical 0.98 ac) and it is newer than 74% of them (2008 against a typical 1998). Measured against all of Kershaw County, it is worth more than 48% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Derby Ln, Lugoff, SC?

The 2025 property tax bill for 45 Derby Ln, Lugoff, SC was $1,244. The county assessed it at $169,600.

More homes on Derby Ln

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