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Single Family ResidenceResidential
$1,495,170$593 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $750,000 on Dec 22, 2017

45 DERBY ST

CONCORD, MA 01742
3
Beds
2.5
Baths
2,521 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.18 ac
Lot SizeThe size of the land the home sits on, from county records.
1947
Year BuiltThe year the home was originally built, according to county records.
3
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$1.5M
$1.4M low$1.6M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$750,000 · Dec 22, 2017

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$190 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,432,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$519,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$912,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,438,205

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.37 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMIDDLESEX
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1960
Lot (acres)The size of the land the home sits on, from county records.0.18
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(12)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Thoreau Elementary SchoolA+
Elementary · Grades KG–5 · 0.4 mi
M
Concord Middle SchoolA+
Middle · Grades 6–8 · 1.0 mi
H
Concord Carlisle High SchoolA+
High · Grades 9–12 · 2.3 mi

District: Concord School District

Neighborhood · ZIP 01742These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.47
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.108
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.74

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.18,974
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.737 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$185,796
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$221,000
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Derby St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 88% of homes in Middlesex County
  • Costs more per square foot than 75% of homes in Middlesex County
  • Bigger than 74% of homes in Middlesex County
  • Has a smaller lot than 93% of homes in Concord 01742
  • Older than 76% of homes in Concord 01742

What homes are worth in Concord 01742

Each bar is how many homes fall in that price range. The marker is this home.

This home
$547K$4.5M

This home is worth more than 52% of homes in Concord 01742.

How it measures up in Concord 01742

The dot is this home. The mark in the middle is the typical home in Concord 01742.

Estimated value$1,495,170
CheaperTypical $1,445,603Pricier

Pricier than 52% of homes nearby

Price per ft²$593
CheaperTypical $596Pricier

Pricier than 49% of homes nearby

Living area2,521 ft²
SmallerTypical 2,385 ft²Bigger

Bigger than 54% of homes nearby

Lot size0.18 ac
SmallerTypical 0.62 acBigger

Bigger than 7% of homes nearby

Year built1947
OlderTypical 1966Newer

Newer than 24% of homes nearby

How 45 Derby St ranks against every home in each area.
MeasureThis homeConcord 01742Middlesex County
Estimated valuepricier than$1,495,17052% of homes88% of homes
Price per ft²pricier than$59349% of homes75% of homes
Living areabigger than2,521 ft²54% of homes74% of homes
Lot sizebigger than0.18 ac7% of homes30% of homes
Year builtnewer than194724% of homes38% of homes

About 45 Derby St

How much is 45 Derby St, Concord, MA worth?

The TopHap Estimate for 45 Derby St, Concord, MA is $1,495,170 as of Sep 24, 2026. The likely range is $1,382,227 to $1,608,113. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Derby St, Concord, MA last sell?

45 Derby St, Concord, MA last sold on Dec 22, 2017 for $750,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 45 Derby St, Concord, MA?

45 Derby St, Concord, MA has 3 bedrooms, 2.5 bathrooms, 2,521 square feet of living space and a 0.18-acre lot.

When was 45 Derby St, Concord, MA built?

45 Derby St, Concord, MA was built in 1947, making it 79 years old. The building has 3 stories.

What schools serve 45 Derby St, Concord, MA?

45 Derby St, Concord, MA is assigned to Thoreau Elementary School (elementary), rated A+; Concord Middle School (middle), rated A+; Concord Carlisle High School (high), rated A+. All sit in Concord School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Derby St, Concord, MA compare to other homes in Concord 01742?

Among the 5,735 homes in Concord 01742, it is worth more than 52% of them ($1,495,170 against a typical $1,445,603), its price per square foot is higher than 49% of them ($593 against a typical $596), it is bigger than 54% of them (2,521 ft² against a typical 2,385 ft²), its lot is bigger than 7% of them (0.18 ac against a typical 0.62 ac) and it is newer than 24% of them (1947 against a typical 1966). Measured against all of Middlesex County, it is worth more than 88% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Derby St, Concord, MA?

The 2025 property tax bill for 45 Derby St, Concord, MA was $190. The county assessed it at $1,432,000.

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