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Single Family ResidenceResidential
$381,065$135 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $335,000 on May 10, 2022

45 DESERT ROSE CT

ELGIN, SC 29045
0
Baths
2,832 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.74 ac
Lot SizeThe size of the land the home sits on, from county records.
2024
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$381K
$358K low$404K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$335,000 · May 10, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$151,065
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$120,852
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.63%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$230,000
TRUIST BK · recorded May 20, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$618 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$335,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$27,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$308,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$29,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$335,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.21
48
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
28
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.13 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyKershaw
Lot (acres)The size of the land the home sits on, from county records.0.74
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Wateree Elementary SchoolB-
Elementary · Grades KG–5 · 2.8 mi
H
Lugoff-Elgin High SchoolC+
High · Grades 9–12 · 3.9 mi
M
Lugoff-Elgin Middle SchoolC-
Middle · Grades 6–8 · 4.3 mi

District: Kershaw County School District

Neighborhood · ZIP 29045These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.73
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.137

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.30,447
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.411 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,786
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$105,104
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Desert Rose Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 81% of homes in Kershaw County
  • Costs more per square foot than 75% of homes in Kershaw County
  • Bigger than 75% of homes in Kershaw County
  • Has a bigger lot than 68% of homes in Elgin 29045
  • Among the newest homes in Elgin 29045

What homes are worth in Elgin 29045

Each bar is how many homes fall in that price range. The marker is this home.

This home
$89K$875K

This home is worth more than 73% of homes in Elgin 29045.

How it measures up in Elgin 29045

The dot is this home. The mark in the middle is the typical home in Elgin 29045.

Estimated value$381,065
CheaperTypical $297,501Pricier

Pricier than 73% of homes nearby

Price per ft²$135
CheaperTypical $131Pricier

Pricier than 54% of homes nearby

Living area2,832 ft²
SmallerTypical 2,288 ft²Bigger

Bigger than 70% of homes nearby

Lot size0.74 ac
SmallerTypical 0.42 acBigger

Bigger than 68% of homes nearby

Year built2024
OlderTypical 2007Newer

Newer than almost all homes nearby

How 45 Desert Rose Ct ranks against every home in each area.
MeasureThis homeElgin 29045Kershaw County
Estimated valuepricier than$381,06573% of homes81% of homes
Price per ft²pricier than$13554% of homes75% of homes
Living areabigger than2,832 ft²70% of homes75% of homes
Lot sizebigger than0.74 ac68% of homes44% of homes
Year builtnewer than2024almost all homesalmost all homes

About 45 Desert Rose Ct

How much is 45 Desert Rose Ct, Elgin, SC worth?

The TopHap Estimate for 45 Desert Rose Ct, Elgin, SC is $381,065 as of Jul 14, 2026. The likely range is $357,927 to $404,203. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Desert Rose Ct, Elgin, SC last sell?

45 Desert Rose Ct, Elgin, SC last sold on May 10, 2022 for $335,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 45 Desert Rose Ct, Elgin, SC?

45 Desert Rose Ct, Elgin, SC has 2,832 square feet of living space and a 0.74-acre lot.

When was 45 Desert Rose Ct, Elgin, SC built?

45 Desert Rose Ct, Elgin, SC was built in 2024, making it 2 years old. The building has 2 stories.

What schools serve 45 Desert Rose Ct, Elgin, SC?

45 Desert Rose Ct, Elgin, SC is assigned to Wateree Elementary School (elementary), rated B-; Lugoff-Elgin High School (high), rated C+; Lugoff-Elgin Middle School (middle), rated C-. All sit in Kershaw County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Desert Rose Ct, Elgin, SC compare to other homes in Elgin 29045?

Among the 12,801 homes in Elgin 29045, it is worth more than 73% of them ($381,065 against a typical $297,501), its price per square foot is higher than 54% of them ($135 against a typical $131), it is bigger than 70% of them (2,832 ft² against a typical 2,288 ft²), its lot is bigger than 68% of them (0.74 ac against a typical 0.42 ac) and it is newer than almost all of them (2024 against a typical 2007). Measured against all of Kershaw County, it is worth more than 81% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Desert Rose Ct, Elgin, SC?

The 2025 property tax bill for 45 Desert Rose Ct, Elgin, SC was $618. The county assessed it at $335,000.

Closest homes

More homes in Elgin 29045

Assigned schools

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