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Single Family ResidenceResidential
$1,261,579$459 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $545,000 on Aug 11, 2015

45 ELM ST

NEW PROVIDENCE, NJ 07974
0
Baths
2,751 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.33 ac
Lot SizeThe size of the land the home sits on, from county records.
1958
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.3M
$990K low$1.5M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$545,000 · Aug 11, 2015

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$21,099 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$402,500 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$140,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$261,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$402,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$402,500

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyUNION
Lot (acres)The size of the land the home sits on, from county records.0.33
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Salt Brook SchoolA+
Elementary · Grades KG–6 · 0.8 mi
M
New Providence Middle SchoolA+
Middle · Grades 7–8 · 1.0 mi
H
New Providence High SchoolA-
High · Grades 9–12 · 1.0 mi

District: New Providence Borough School District

Neighborhood · ZIP 07974These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.15
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.107

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.36%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.13,628
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,456 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$158,836
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$202,920
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Elm St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Union County
  • Costs more per square foot than 67% of homes in Union County
  • Bigger than 84% of homes in Union County
  • Has a bigger lot than 85% of homes in Union County
  • Newer than 70% of homes in Union County

What homes are worth in New Providence 07974

Each bar is how many homes fall in that price range. The marker is this home.

This home
$578K$1.8M

This home is worth more than 85% of homes in New Providence 07974.

How it measures up in New Providence 07974

The dot is this home. The mark in the middle is the typical home in New Providence 07974.

Estimated value$1,261,579
CheaperTypical $971,704Pricier

Pricier than 85% of homes nearby

Price per ft²$459
CheaperTypical $470Pricier

Pricier than 44% of homes nearby

Living area2,751 ft²
SmallerTypical 2,096 ft²Bigger

Bigger than 83% of homes nearby

Lot size0.33 ac
SmallerTypical 0.31 acBigger

Bigger than 53% of homes nearby

Year built1958
OlderTypical 1959Newer

Newer than 47% of homes nearby

How 45 Elm St ranks against every home in each area.
MeasureThis homeNew Providence 07974Union County
Estimated valuepricier than$1,261,57985% of homes91% of homes
Price per ft²pricier than$45944% of homes67% of homes
Living areabigger than2,751 ft²83% of homes84% of homes
Lot sizebigger than0.33 ac53% of homes85% of homes
Year builtnewer than195847% of homes70% of homes

About 45 Elm St

How much is 45 Elm St, New Providence, NJ worth?

The TopHap Estimate for 45 Elm St, New Providence, NJ is $1,261,579 as of Sep 24, 2026. The likely range is $989,694 to $1,533,464. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Elm St, New Providence, NJ last sell?

45 Elm St, New Providence, NJ last sold on Aug 11, 2015 for $545,000, according to the county's recorded deed.

How big is 45 Elm St, New Providence, NJ?

45 Elm St, New Providence, NJ has 2,751 square feet of living space and a 0.33-acre lot.

When was 45 Elm St, New Providence, NJ built?

45 Elm St, New Providence, NJ was built in 1958, making it 68 years old. The building has 1 story.

What schools serve 45 Elm St, New Providence, NJ?

45 Elm St, New Providence, NJ is assigned to Salt Brook School (elementary), rated A+; New Providence Middle School (middle), rated A+; New Providence High School (high), rated A-. All sit in New Providence Borough School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Elm St, New Providence, NJ compare to other homes in New Providence 07974?

Among the 3,846 homes in New Providence 07974, it is worth more than 85% of them ($1,261,579 against a typical $971,704), its price per square foot is higher than 44% of them ($459 against a typical $470), it is bigger than 83% of them (2,751 ft² against a typical 2,096 ft²), its lot is bigger than 53% of them (0.33 ac against a typical 0.31 ac) and it is newer than 47% of them (1958 against a typical 1959). Measured against all of Union County, it is worth more than 91% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Elm St, New Providence, NJ?

The 2025 property tax bill for 45 Elm St, New Providence, NJ was $21,099. The county assessed it at $402,500.

More homes on Elm St

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More homes in New Providence 07974

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