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Residential (General/Single)Residential
$704,502$255 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $233,000 on May 11, 1999

45 ELM ST

RIDGEFIELD PARK, NJ 07660
0
Baths
2,764 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1922
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$705K
$654K low$755K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$233,000 · May 11, 1999
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$438,502
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$350,802
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.35%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$266,000
WELLS FARGO BANK · R · recorded Mar 7, 2011

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$18,283 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$597,300 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$210,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$387,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$597,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$597,300

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyBERGEN
Lot (acres)The size of the land the home sits on, from county records.0.10
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Grant Elementary SchoolA-
Elementary · Grades KG–6 · 0.1 mi
M
Ridgefield Park Junior/Senior High SchoolC-
Middle · Grades 7–12 · 1.0 mi

District: Ridgefield Park Township School District

Neighborhood · ZIP 07660These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.126
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.120
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.114

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.13,378
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.7,266 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,575
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$115,273
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Elm St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 93% of homes in Ridgefield Park 07660
  • Costs less per square foot than 98% of homes in Bergen County
  • Bigger than 95% of homes in Ridgefield Park 07660
  • Has a smaller lot than 80% of homes in Bergen County
  • Older than 88% of homes in Bergen County

What homes are worth in Ridgefield Park 07660

Each bar is how many homes fall in that price range. The marker is this home.

This home
$267K$782K

This home is worth more than 93% of homes in Ridgefield Park 07660.

How it measures up in Ridgefield Park 07660

The dot is this home. The mark in the middle is the typical home in Ridgefield Park 07660.

Estimated value$704,502
CheaperTypical $572,144Pricier

Pricier than 93% of homes nearby

Price per ft²$255
CheaperTypical $372Pricier

Pricier than 6% of homes nearby

Living area2,764 ft²
SmallerTypical 1,582 ft²Bigger

Bigger than 95% of homes nearby

Lot size0.11 ac
SmallerTypical 0.11 acBigger

Bigger than 38% of homes nearby

Year built1922
OlderTypical 1917Newer

Newer than 64% of homes nearby

How 45 Elm St ranks against every home in each area.
MeasureThis homeRidgefield Park 07660Bergen County
Estimated valuepricier than$704,50293% of homes41% of homes
Price per ft²pricier than$2556% of homes2% of homes
Living areabigger than2,764 ft²95% of homes81% of homes
Lot sizebigger than0.11 ac38% of homes20% of homes
Year builtnewer than192264% of homes12% of homes

About 45 Elm St

How much is 45 Elm St, Ridgefield Park, NJ worth?

The TopHap Estimate for 45 Elm St, Ridgefield Park, NJ is $704,502 as of Jul 14, 2026. The likely range is $654,005 to $754,999. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Elm St, Ridgefield Park, NJ last sell?

45 Elm St, Ridgefield Park, NJ last sold on May 11, 1999 for $233,000, according to the county's recorded deed.

How big is 45 Elm St, Ridgefield Park, NJ?

45 Elm St, Ridgefield Park, NJ has 2,764 square feet of living space and a 0.10-acre lot.

When was 45 Elm St, Ridgefield Park, NJ built?

45 Elm St, Ridgefield Park, NJ was built in 1922, making it 104 years old. The building has 2 stories.

What schools serve 45 Elm St, Ridgefield Park, NJ?

45 Elm St, Ridgefield Park, NJ is assigned to Grant Elementary School (elementary), rated A-; Ridgefield Park Junior/Senior High School (middle), rated C-. All sit in Ridgefield Park Township School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Elm St, Ridgefield Park, NJ compare to other homes in Ridgefield Park 07660?

Among the 2,703 homes in Ridgefield Park 07660, it is worth more than 93% of them ($704,502 against a typical $572,144), its price per square foot is higher than 6% of them ($255 against a typical $372), it is bigger than 95% of them (2,764 ft² against a typical 1,582 ft²), its lot is bigger than 38% of them (0.11 ac against a typical 0.11 ac) and it is newer than 64% of them (1922 against a typical 1917). Measured against all of Bergen County, it is worth more than 41% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Elm St, Ridgefield Park, NJ?

The 2025 property tax bill for 45 Elm St, Ridgefield Park, NJ was $18,283. The county assessed it at $597,300.

Closest homes

More homes in Ridgefield Park 07660

Assigned schools

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