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Single Family ResidenceResidential
$515,027$245 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

45 FACTORY ST

WARWICK, NY 10990
4
Beds
2
Baths
2,106 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.33 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$515K
$488K low$543K high

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$40,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$12,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$28,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$40,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$486,900

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.95 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyOrange
Lot (acres)The size of the land the home sits on, from county records.0.33
HeatingThe type of heating system in the home.Hot Water
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 646 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Park Avenue Elementary SchoolB+
Elementary · Grades KG–4 · 0.9 mi
M
Warwick Valley Middle SchoolB-
Middle · Grades 5–8 · 0.9 mi
H
Warwick Valley High SchoolA-
High · Grades 9–12 · 1.0 mi

District: Warwick Valley Central School District

Neighborhood · ZIP 10990These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.62
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.94

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.20,235
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.329 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$117,509
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$146,935
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Factory St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 89% of homes in Warwick 10990
  • Bigger than 67% of homes in Orange County
  • Has a smaller lot than 71% of homes in Warwick 10990
  • Older than 92% of homes in Warwick 10990

What homes are worth in Warwick 10990

Each bar is how many homes fall in that price range. The marker is this home.

This home
$315K$1.2M

This home is worth more than 37% of homes in Warwick 10990.

How it measures up in Warwick 10990

The dot is this home. The mark in the middle is the typical home in Warwick 10990.

Estimated value$515,027
CheaperTypical $579,620Pricier

Pricier than 37% of homes nearby

Price per ft²$245
CheaperTypical $295Pricier

Pricier than 11% of homes nearby

Living area2,106 ft²
SmallerTypical 1,978 ft²Bigger

Bigger than 55% of homes nearby

Lot size0.33 ac
SmallerTypical 1 acBigger

Bigger than 29% of homes nearby

Year built1900
OlderTypical 1984Newer

Newer than 8% of homes nearby

How 45 Factory St ranks against every home in each area.
MeasureThis homeWarwick 10990Orange County
Estimated valuepricier than$515,02737% of homes61% of homes
Price per ft²pricier than$24511% of homes35% of homes
Living areabigger than2,106 ft²55% of homes67% of homes
Lot sizebigger than0.33 ac29% of homes46% of homes
Year builtnewer than19008% of homes10% of homes

About 45 Factory St

How much is 45 Factory St, Warwick, NY worth?

The TopHap Estimate for 45 Factory St, Warwick, NY is $515,027 as of Aug 30, 2026. The likely range is $487,525 to $542,529. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 45 Factory St, Warwick, NY?

45 Factory St, Warwick, NY has 4 bedrooms, 2 bathrooms, 2,106 square feet of living space and a 0.33-acre lot.

When was 45 Factory St, Warwick, NY built?

45 Factory St, Warwick, NY was built in 1900, making it 126 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 45 Factory St, Warwick, NY?

45 Factory St, Warwick, NY is assigned to Park Avenue Elementary School (elementary), rated B+; Warwick Valley Middle School (middle), rated B-; Warwick Valley High School (high), rated A-. All sit in Warwick Valley Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Factory St, Warwick, NY compare to other homes in Warwick 10990?

Among the 7,067 homes in Warwick 10990, it is worth more than 37% of them ($515,027 against a typical $579,620), its price per square foot is higher than 11% of them ($245 against a typical $295), it is bigger than 55% of them (2,106 ft² against a typical 1,978 ft²), its lot is bigger than 29% of them (0.33 ac against a typical 1 ac) and it is newer than 8% of them (1900 against a typical 1984). Measured against all of Orange County, it is worth more than 61% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on Factory St

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Assigned schools

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