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Single Family ResidenceResidential
$440,449$548 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 74How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $152,800 on Oct 4, 2017

45 FEDERAL ST

WISCASSET, ME 04578
6
Beds
2
Baths
804 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.68 ac
Lot SizeThe size of the land the home sits on, from county records.
1853
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
12
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$440K
$328K low$553K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$152,800 · Oct 4, 2017
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$278,199
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$222,559
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.37%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$122,250
KENNEBUNK SVGS BANK · recorded Oct 4, 2017
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$40,000
KENNEBEC SAVINGS BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,363 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$611,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$304,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$307,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$469,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$504,830

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.148 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyLINCOLN
Lot (acres)The size of the land the home sits on, from county records.0.68
ConstructionThe main material the home's frame and walls are built from.Brick
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Wiscasset Elementary SchoolC
Elementary · Grades PK–5 · 0.2 mi
M
Wiscasset Middle/High SchoolD
Middle · Grades 6–12 · 1.3 mi

District: Wiscasset Public Schools

Neighborhood · ZIP 04578These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.67

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.4,640
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.110 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$86,857
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$96,494
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Federal St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 70% of homes in Wiscasset
  • Costs more per square foot than 97% of homes in Wiscasset
  • Smaller than 96% of homes in Wiscasset 04578
  • Has a smaller lot than 83% of homes in Wiscasset 04578
  • Older than 92% of homes in Lincoln County

What homes are worth in Wiscasset 04578

Each bar is how many homes fall in that price range. The marker is this home.

This home
$148K$1.3M

This home is worth more than 59% of homes in Wiscasset 04578.

How it measures up in Wiscasset 04578

The dot is this home. The mark in the middle is the typical home in Wiscasset 04578.

Estimated value$440,449
CheaperTypical $374,431Pricier

Pricier than 59% of homes nearby

Price per ft²$548
CheaperTypical $241Pricier

Pricier than 97% of homes nearby

Living area804 ft²
SmallerTypical 1,568 ft²Bigger

Bigger than 4% of homes nearby

Lot size0.68 ac
SmallerTypical 1.64 acBigger

Bigger than 17% of homes nearby

Year built1853
OlderTypical 1980Newer

Newer than 9% of homes nearby

How 45 Federal St ranks against every home in each area.
MeasureThis homeWiscassetWiscasset 04578Lincoln County
Estimated valuepricier than$440,44970% of homes59% of homes58% of homes
Price per ft²pricier than$54897% of homes97% of homes83% of homes
Living areabigger than804 ft²5% of homes4% of homes15% of homes
Lot sizebigger than0.68 ac46% of homes17% of homes20% of homes
Year builtnewer than185322% of homes9% of homes8% of homes

About 45 Federal St

How much is 45 Federal St, Wiscasset, ME worth?

The TopHap Estimate for 45 Federal St, Wiscasset, ME is $440,449 as of Jul 14, 2026. The likely range is $327,636 to $553,262. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Federal St, Wiscasset, ME last sell?

45 Federal St, Wiscasset, ME last sold on Oct 4, 2017 for $152,800, according to the county's recorded deed.

How big is 45 Federal St, Wiscasset, ME?

45 Federal St, Wiscasset, ME has 6 bedrooms, 2 bathrooms, 804 square feet of living space and a 0.68-acre lot.

When was 45 Federal St, Wiscasset, ME built?

45 Federal St, Wiscasset, ME was built in 1853, making it 173 years old. It is a conventional home. The building has 2 stories.

What schools serve 45 Federal St, Wiscasset, ME?

45 Federal St, Wiscasset, ME is assigned to Wiscasset Elementary School (elementary), rated C; Wiscasset Middle/High School (middle), rated D. All sit in Wiscasset Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Federal St, Wiscasset, ME compare to other homes in Wiscasset 04578?

Among the 2,342 homes in Wiscasset 04578, it is worth more than 59% of them ($440,449 against a typical $374,431), its price per square foot is higher than 97% of them ($548 against a typical $241), it is bigger than 4% of them (804 ft² against a typical 1,568 ft²), its lot is bigger than 17% of them (0.68 ac against a typical 1.64 ac) and it is newer than 9% of them (1853 against a typical 1980). Measured against all of Lincoln County, it is worth more than 58% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Federal St, Wiscasset, ME?

The 2025 property tax bill for 45 Federal St, Wiscasset, ME was $8,363. The county assessed it at $611,800.

Closest homes

More homes in Wiscasset 04578

Assigned schools

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