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Single Family ResidenceResidential
$486,820$418 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $246,000 on Feb 13, 2020

45 FERNHEAD AVE

SPOTSWOOD, NJ 08884
0
Baths
1,164 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1945
Year BuiltThe year the home was originally built, according to county records.

Valuation

$487K
$460K low$514K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$246,000 · Feb 13, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,388 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$221,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$115,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$106,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$221,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$221,200

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.117 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMIDDLESEX
Lot (acres)The size of the land the home sits on, from county records.0.12
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Spotswood High SchoolC+
High · Grades 9–12 · 0.8 mi
M
Spotswood Memorial Middle SchoolD
Middle · Grades 6–8 · 0.9 mi
E
G. Austin Schoenly Elementary School
Elementary · Grades PK–1 · 1.2 mi

District: Spotswood Borough School District

Neighborhood · ZIP 08884These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.101
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.95

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.1.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.8,671
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,442 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$106,651
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$126,780
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Fernhead Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 73% of homes in Spotswood 08884
  • Costs more per square foot than 78% of homes in Middlesex County
  • Smaller than 80% of homes in Middlesex County
  • Has a smaller lot than 83% of homes in Spotswood 08884
  • Older than 89% of homes in Spotswood 08884

What homes are worth in Spotswood 08884

Each bar is how many homes fall in that price range. The marker is this home.

This home
$186K$944K

This home is worth more than 27% of homes in Spotswood 08884.

How it measures up in Spotswood 08884

The dot is this home. The mark in the middle is the typical home in Spotswood 08884.

Estimated value$486,820
CheaperTypical $566,063Pricier

Pricier than 27% of homes nearby

Price per ft²$418
CheaperTypical $370Pricier

Pricier than 77% of homes nearby

Living area1,164 ft²
SmallerTypical 1,471 ft²Bigger

Bigger than 27% of homes nearby

Lot size0.11 ac
SmallerTypical 0.23 acBigger

Bigger than 17% of homes nearby

Year built1945
OlderTypical 1957Newer

Newer than 11% of homes nearby

How 45 Fernhead Ave ranks against every home in each area.
MeasureThis homeSpotswood 08884Middlesex County
Estimated valuepricier than$486,82027% of homes28% of homes
Price per ft²pricier than$41877% of homes78% of homes
Living areabigger than1,164 ft²27% of homes20% of homes
Lot sizebigger than0.11 ac17% of homes32% of homes
Year builtnewer than194511% of homes18% of homes

About 45 Fernhead Ave

How much is 45 Fernhead Ave, Spotswood, NJ worth?

The TopHap Estimate for 45 Fernhead Ave, Spotswood, NJ is $486,820 as of Aug 30, 2026. The likely range is $459,985 to $513,655. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Fernhead Ave, Spotswood, NJ last sell?

45 Fernhead Ave, Spotswood, NJ last sold on Feb 13, 2020 for $246,000, according to the county's recorded deed.

How big is 45 Fernhead Ave, Spotswood, NJ?

45 Fernhead Ave, Spotswood, NJ has 1,164 square feet of living space and a 0.12-acre lot.

When was 45 Fernhead Ave, Spotswood, NJ built?

45 Fernhead Ave, Spotswood, NJ was built in 1945, making it 81 years old.

What schools serve 45 Fernhead Ave, Spotswood, NJ?

45 Fernhead Ave, Spotswood, NJ is assigned to Spotswood High School (high), rated C+; Spotswood Memorial Middle School (middle), rated D; G. Austin Schoenly Elementary School (elementary). All sit in Spotswood Borough School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Fernhead Ave, Spotswood, NJ compare to other homes in Spotswood 08884?

Among the 2,534 homes in Spotswood 08884, it is worth more than 27% of them ($486,820 against a typical $566,063), its price per square foot is higher than 77% of them ($418 against a typical $370), it is bigger than 27% of them (1,164 ft² against a typical 1,471 ft²), its lot is bigger than 17% of them (0.11 ac against a typical 0.23 ac) and it is newer than 11% of them (1945 against a typical 1957). Measured against all of Middlesex County, it is worth more than 28% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Fernhead Ave, Spotswood, NJ?

The 2025 property tax bill for 45 Fernhead Ave, Spotswood, NJ was $8,388. The county assessed it at $221,200.

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