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Single Family ResidenceResidential
$392,258$175 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $75,000 on Sep 30, 1985

45 FINK LN

ELKTON, MD 21921
2.5
Baths
2,240 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.6 ac
Lot SizeThe size of the land the home sits on, from county records.
1975
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$392K
$362K low$423K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$75,000 · Sep 30, 1985

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,191 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$291,100 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$83,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$207,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$306,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$291,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.49
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
16
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
76
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
49
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCECIL
Lot (acres)The size of the land the home sits on, from county records.1.60
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Electric
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.In-Ground Vinyl Pool
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 280 ft²Patio · 180 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Rising Sun High SchoolB
High · Grades 9–12 · 3.3 mi
E
Leeds Elementary SchoolA-
Elementary · Grades PK–5 · 5.1 mi
M
Rising Sun Middle SchoolA-
Middle · Grades 6–8 · 7.8 mi

District: Cecil County Public Schools

Neighborhood · ZIP 21921These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.85
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.68

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.47,146
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.474 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,380
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$104,713
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Fink Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 84% of homes in Cecil County
  • Bigger than 78% of homes in Elkton 21921
  • Has a bigger lot than 82% of homes in Elkton 21921
  • Older than 66% of homes in Elkton 21921

What homes are worth in Elkton 21921

Each bar is how many homes fall in that price range. The marker is this home.

This home
$121K$858K

This home is worth more than 61% of homes in Elkton 21921.

How it measures up in Elkton 21921

The dot is this home. The mark in the middle is the typical home in Elkton 21921.

Estimated value$392,258
CheaperTypical $359,148Pricier

Pricier than 61% of homes nearby

Price per ft²$175
CheaperTypical $216Pricier

Pricier than 18% of homes nearby

Living area2,240 ft²
SmallerTypical 1,568 ft²Bigger

Bigger than 78% of homes nearby

Lot size1.6 ac
SmallerTypical 0.48 acBigger

Bigger than 82% of homes nearby

Year built1975
OlderTypical 1987Newer

Newer than 34% of homes nearby

How 45 Fink Ln ranks against every home in each area.
MeasureThis homeElkton 21921Cecil County
Estimated valuepricier than$392,25861% of homes60% of homes
Price per ft²pricier than$17518% of homes16% of homes
Living areabigger than2,240 ft²78% of homes77% of homes
Lot sizebigger than1.6 ac82% of homes80% of homes
Year builtnewer than197534% of homes36% of homes

About 45 Fink Ln

How much is 45 Fink Ln, Elkton, MD worth?

The TopHap Estimate for 45 Fink Ln, Elkton, MD is $392,258 as of Aug 30, 2026. The likely range is $361,556 to $422,960. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Fink Ln, Elkton, MD last sell?

45 Fink Ln, Elkton, MD last sold on Sep 30, 1985 for $75,000, according to the county's recorded deed.

How big is 45 Fink Ln, Elkton, MD?

45 Fink Ln, Elkton, MD has 2.5 bathrooms, 2,240 square feet of living space and a 1.60-acre lot.

When was 45 Fink Ln, Elkton, MD built?

45 Fink Ln, Elkton, MD was built in 1975, making it 51 years old. The building has 2 stories.

What schools serve 45 Fink Ln, Elkton, MD?

45 Fink Ln, Elkton, MD is assigned to Rising Sun High School (high), rated B; Leeds Elementary School (elementary), rated A-; Rising Sun Middle School (middle), rated A-. All sit in Cecil County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Fink Ln, Elkton, MD compare to other homes in Elkton 21921?

Among the 14,505 homes in Elkton 21921, it is worth more than 61% of them ($392,258 against a typical $359,148), its price per square foot is higher than 18% of them ($175 against a typical $216), it is bigger than 78% of them (2,240 ft² against a typical 1,568 ft²), its lot is bigger than 82% of them (1.6 ac against a typical 0.48 ac) and it is newer than 34% of them (1975 against a typical 1987). Measured against all of Cecil County, it is worth more than 60% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Fink Ln, Elkton, MD?

The 2025 property tax bill for 45 Fink Ln, Elkton, MD was $3,191. The county assessed it at $291,100.

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