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Single Family ResidenceResidential
$328,226$291 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $185,200 on Sep 12, 2013

45 FRANCIS ST

CHICOPEE, MA 01013
3
Beds
1.5
Baths
1,126 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1951
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$328K
$319K low$337K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$185,200 · Sep 12, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,724 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$310,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$97,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$212,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$290,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$312,081

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.7
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
36
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyHAMPDEN
Lot (acres)The size of the land the home sits on, from county records.0.17
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Dupont Middle SchoolD+
Middle · Grades 6–8 · 0.3 mi
H
Chicopee High SchoolD-
High · Grades 9–12 · 0.7 mi
E
BoweD+
Elementary · Grades KG–5 · 0.7 mi

District: Chicopee School District

Neighborhood · ZIP 01013These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.58

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.23,119
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,814 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,915
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,546
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Francis St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 78% of homes in Chicopee 01013
  • Costs more per square foot than 86% of homes in Chicopee 01013
  • Smaller than 77% of homes in Hampden County
  • Has a smaller lot than 75% of homes in Hampden County

What homes are worth in Chicopee 01013

Each bar is how many homes fall in that price range. The marker is this home.

This home
$161K$486K

This home is worth more than 78% of homes in Chicopee 01013.

How it measures up in Chicopee 01013

The dot is this home. The mark in the middle is the typical home in Chicopee 01013.

Estimated value$328,226
CheaperTypical $286,027Pricier

Pricier than 78% of homes nearby

Price per ft²$291
CheaperTypical $240Pricier

Pricier than 86% of homes nearby

Living area1,126 ft²
SmallerTypical 1,354 ft²Bigger

Bigger than 31% of homes nearby

Lot size0.17 ac
SmallerTypical 0.2 acBigger

Bigger than 40% of homes nearby

Year built1951
OlderTypical 1950Newer

Newer than 51% of homes nearby

How 45 Francis St ranks against every home in each area.
MeasureThis homeChicopee 01013Hampden County
Estimated valuepricier than$328,22678% of homes47% of homes
Price per ft²pricier than$29186% of homes81% of homes
Living areabigger than1,126 ft²31% of homes23% of homes
Lot sizebigger than0.17 ac40% of homes25% of homes
Year builtnewer than195151% of homes40% of homes

About 45 Francis St

How much is 45 Francis St, Chicopee, MA worth?

The TopHap Estimate for 45 Francis St, Chicopee, MA is $328,226 as of Oct 21, 2026. The likely range is $319,298 to $337,154. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Francis St, Chicopee, MA last sell?

45 Francis St, Chicopee, MA last sold on Sep 12, 2013 for $185,200, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 45 Francis St, Chicopee, MA?

45 Francis St, Chicopee, MA has 3 bedrooms, 1.5 bathrooms, 1,126 square feet of living space and a 0.17-acre lot.

When was 45 Francis St, Chicopee, MA built?

45 Francis St, Chicopee, MA was built in 1951, making it 75 years old. It is a ranch home. The building has 1 story.

What schools serve 45 Francis St, Chicopee, MA?

45 Francis St, Chicopee, MA is assigned to Dupont Middle School (middle), rated D+; Chicopee High School (high), rated D-; Bowe (elementary), rated D+. All sit in Chicopee School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Francis St, Chicopee, MA compare to other homes in Chicopee 01013?

Among the 5,691 homes in Chicopee 01013, it is worth more than 78% of them ($328,226 against a typical $286,027), its price per square foot is higher than 86% of them ($291 against a typical $240), it is bigger than 31% of them (1,126 ft² against a typical 1,354 ft²), its lot is bigger than 40% of them (0.17 ac against a typical 0.2 ac) and it is newer than 51% of them (1951 against a typical 1950). Measured against all of Hampden County, it is worth more than 47% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Francis St, Chicopee, MA?

The 2026 property tax bill for 45 Francis St, Chicopee, MA was $4,724. The county assessed it at $310,000.

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