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Single Family ResidenceResidential
$276,632$233 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $118,500 on Nov 26, 2013

45 GERALD ST

SPRINGFIELD, MA 01109
3
Beds
1
Baths
1,188 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1955
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$277K
$261K low$292K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$118,500 · Nov 26, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,812 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$243,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$41,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$201,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$206,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$243,960

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.25 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyHAMPDEN
Lot (acres)The size of the land the home sits on, from county records.0.20
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(10)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
John J Duggan AcademyC-
Middle · Grades 6–12 · 0.4 mi
E
Frank H FreedmanB-
Elementary · Grades PK–5 · 0.8 mi
H
Springfield High School of Science and TechnologyF
High · Grades 9–12 · 1.2 mi

District: Springfield School District

Neighborhood · ZIP 01109These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.58

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.21%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.30,719
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5,746 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$42,209
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$60,328
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Gerald St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 76% of homes in Hampden County
  • Costs more per square foot than 69% of homes in Springfield 01109
  • Smaller than 73% of homes in Hampden County
  • Has a bigger lot than 84% of homes in Pine Point
  • Newer than 79% of homes in Springfield 01109

What homes are worth in Springfield 01109

Each bar is how many homes fall in that price range. The marker is this home.

This home
$168K$417K

This home is worth more than 65% of homes in Springfield 01109.

How it measures up in Springfield 01109

The dot is this home. The mark in the middle is the typical home in Springfield 01109.

Estimated value$276,632
CheaperTypical $259,318Pricier

Pricier than 65% of homes nearby

Price per ft²$233
CheaperTypical $202Pricier

Pricier than 69% of homes nearby

Living area1,188 ft²
SmallerTypical 1,536 ft²Bigger

Bigger than 30% of homes nearby

Lot size0.2 ac
SmallerTypical 0.14 acBigger

Bigger than 81% of homes nearby

Year built1955
OlderTypical 1924Newer

Newer than 79% of homes nearby

How 45 Gerald St ranks against every home in each area.
MeasureThis homePine PointSpringfield 01109Hampden County
Estimated valuepricier than$276,63258% of homes65% of homes24% of homes
Price per ft²pricier than$23355% of homes69% of homes43% of homes
Living areabigger than1,188 ft²48% of homes30% of homes27% of homes
Lot sizebigger than0.2 ac84% of homes81% of homes31% of homes
Year builtnewer than195561% of homes79% of homes49% of homes

About 45 Gerald St

How much is 45 Gerald St, Springfield, MA worth?

The TopHap Estimate for 45 Gerald St, Springfield, MA is $276,632 as of Aug 30, 2026. The likely range is $260,894 to $292,370. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Gerald St, Springfield, MA last sell?

45 Gerald St, Springfield, MA last sold on Nov 26, 2013 for $118,500, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 45 Gerald St, Springfield, MA?

45 Gerald St, Springfield, MA has 3 bedrooms, 1 bathrooms, 1,188 square feet of living space and a 0.20-acre lot.

When was 45 Gerald St, Springfield, MA built?

45 Gerald St, Springfield, MA was built in 1955, making it 71 years old. It is a ranch home. The building has 1 story.

What schools serve 45 Gerald St, Springfield, MA?

45 Gerald St, Springfield, MA is assigned to John J Duggan Academy (middle), rated C-; Frank H Freedman (elementary), rated B-; Springfield High School of Science and Technology (high), rated F. All sit in Springfield School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Gerald St, Springfield, MA compare to other homes in Springfield 01109?

Among the 6,512 homes in Springfield 01109, it is worth more than 65% of them ($276,632 against a typical $259,318), its price per square foot is higher than 69% of them ($233 against a typical $202), it is bigger than 30% of them (1,188 ft² against a typical 1,536 ft²), its lot is bigger than 81% of them (0.2 ac against a typical 0.14 ac) and it is newer than 79% of them (1955 against a typical 1924). Measured against all of Hampden County, it is worth more than 24% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Gerald St, Springfield, MA?

The 2025 property tax bill for 45 Gerald St, Springfield, MA was $3,812. The county assessed it at $243,100.

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