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Single Family ResidenceResidential
$233,930$151 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $120,000 on Jan 5, 2005

45 HOWARD ST

HOLYOKE, MA 01040
3
Beds
1
Baths
1,554 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4,251 ft²
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$234K
$217K low$251K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$120,000 · Jan 5, 2005

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,811 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$161,300 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$50,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$109,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$150,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$219,937

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHAMPDEN
Lot (acres)The size of the land the home sits on, from county records.0.10
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Steam
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Edward Nelson White Elementary SchoolD-
Elementary · Grades PK–5 · 0.8 mi
H
Holyoke High SchoolF
High · Grades 9–12 · 0.9 mi
M
Lt. Clayre P. Sullivan Middle SchoolF
Middle · Grades 6–8 · 1.1 mi

District: Holyoke School District

Neighborhood · ZIP 01040These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.143
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.59

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.24%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.38,695
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,693 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,752
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$68,458
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Howard St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 92% of homes in Hampden County
  • Costs less per square foot than 95% of homes in Hampden County
  • Smaller than 65% of homes in Holyoke 01040
  • Has a smaller lot than 98% of homes in Hampden County
  • Older than 92% of homes in Hampden County

What homes are worth in Holyoke 01040

Each bar is how many homes fall in that price range. The marker is this home.

This home
$149K$605K

This home is worth more than 18% of homes in Holyoke 01040.

How it measures up in Holyoke 01040

The dot is this home. The mark in the middle is the typical home in Holyoke 01040.

Estimated value$233,930
CheaperTypical $295,129Pricier

Pricier than 18% of homes nearby

Price per ft²$151
CheaperTypical $189Pricier

Pricier than 20% of homes nearby

Living area1,554 ft²
SmallerTypical 1,819 ft²Bigger

Bigger than 35% of homes nearby

Lot size4,251 ft²
SmallerTypical 0.22 acBigger

Bigger than 7% of homes nearby

Year built1900
OlderTypical 1940Newer

Newer than 23% of homes nearby

How 45 Howard St ranks against every home in each area.
MeasureThis homeHolyoke 01040Hampden County
Estimated valuepricier than$233,93018% of homes8% of homes
Price per ft²pricier than$15120% of homes5% of homes
Living areabigger than1,554 ft²35% of homes50% of homes
Lot sizebigger than4,251 ft²7% of homes2% of homes
Year builtnewer than190023% of homes8% of homes

About 45 Howard St

How much is 45 Howard St, Holyoke, MA worth?

The TopHap Estimate for 45 Howard St, Holyoke, MA is $233,930 as of Oct 21, 2026. The likely range is $216,970 to $250,890. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Howard St, Holyoke, MA last sell?

45 Howard St, Holyoke, MA last sold on Jan 5, 2005 for $120,000, according to the county's recorded deed.

How big is 45 Howard St, Holyoke, MA?

45 Howard St, Holyoke, MA has 3 bedrooms, 1 bathrooms, 1,554 square feet of living space and a 0.10-acre lot.

When was 45 Howard St, Holyoke, MA built?

45 Howard St, Holyoke, MA was built in 1900, making it 126 years old. The building has 2 stories.

What schools serve 45 Howard St, Holyoke, MA?

45 Howard St, Holyoke, MA is assigned to Edward Nelson White Elementary School (elementary), rated D-; Holyoke High School (high), rated F; Lt. Clayre P. Sullivan Middle School (middle), rated F. All sit in Holyoke School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Howard St, Holyoke, MA compare to other homes in Holyoke 01040?

Among the 7,710 homes in Holyoke 01040, it is worth more than 18% of them ($233,930 against a typical $295,129), its price per square foot is higher than 20% of them ($151 against a typical $189), it is bigger than 35% of them (1,554 ft² against a typical 1,819 ft²), its lot is bigger than 7% of them (4,251 ft² against a typical 0.22 ac) and it is newer than 23% of them (1900 against a typical 1940). Measured against all of Hampden County, it is worth more than 8% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Howard St, Holyoke, MA?

The 2026 property tax bill for 45 Howard St, Holyoke, MA was $2,811. The county assessed it at $161,300.

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