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Single Family ResidenceResidential
$3,335,143$1,032 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $2,225,000 on Dec 10, 2020

45 LAKE DR S

RIVERSIDE, CT 06878
5
Beds
2.5
Baths
3,231 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.4 ac
Lot SizeThe size of the land the home sits on, from county records.
1927
Year BuiltThe year the home was originally built, according to county records.
3
StoriesHow many floors the home has above ground.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$3.3M
$3.1M low$3.6M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$2,225,000 · Dec 10, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$1,722,018
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$1,377,614
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.49%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$1,613,125
FIRST REPUBLIC BANK · P · 2.5% 1 · recorded Dec 10, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$17,878 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,446,550 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,150,310
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$296,240
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,446,550
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,012,585

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
64
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
95
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
43
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyWESTERN CONNECTICUT
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1960
Lot (acres)The size of the land the home sits on, from county records.0.40
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Eastern Middle SchoolA+
Middle · Grades 6–8 · 0.4 mi
E
Riverside SchoolA+
Elementary · Grades KG–5 · 0.4 mi
H
Greenwich High SchoolA+
High · Grades 9–12 · 1.6 mi

District: Greenwich School District

Neighborhood · ZIP 06878These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.75
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.114
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.97

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.38%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.10,020
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,709 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$233,152
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$352,822
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Lake Dr S measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Western Connecticut County
  • Costs more per square foot than 96% of homes in Western Connecticut County
  • Bigger than 81% of homes in Western Connecticut County
  • Has a bigger lot than 72% of homes in Riverside 06878
  • Older than 89% of homes in Riverside 06878

What homes are worth in Riverside 06878

Each bar is how many homes fall in that price range. The marker is this home.

This home
$972K$7.7M

This home is worth more than 65% of homes in Riverside 06878.

How it measures up in Riverside 06878

The dot is this home. The mark in the middle is the typical home in Riverside 06878.

Estimated value$3,335,143
CheaperTypical $2,653,220Pricier

Pricier than 65% of homes nearby

Price per ft²$1032
CheaperTypical $943Pricier

Pricier than 62% of homes nearby

Living area3,231 ft²
SmallerTypical 2,816 ft²Bigger

Bigger than 61% of homes nearby

Lot size0.4 ac
SmallerTypical 0.3 acBigger

Bigger than 72% of homes nearby

Year built1927
OlderTypical 1958Newer

Newer than 11% of homes nearby

How 45 Lake Dr S ranks against every home in each area.
MeasureThis homeRiverside 06878Western Connecticut County
Estimated valuepricier than$3,335,14365% of homes94% of homes
Price per ft²pricier than$103262% of homes96% of homes
Living areabigger than3,231 ft²61% of homes81% of homes
Lot sizebigger than0.4 ac72% of homes37% of homes
Year builtnewer than192711% of homes11% of homes

About 45 Lake Dr S

How much is 45 Lake Dr S, Riverside, CT worth?

The TopHap Estimate for 45 Lake Dr S, Riverside, CT is $3,335,143 as of Jul 14, 2026. The likely range is $3,108,093 to $3,562,193. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Lake Dr S, Riverside, CT last sell?

45 Lake Dr S, Riverside, CT last sold on Dec 10, 2020 for $2,225,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 45 Lake Dr S, Riverside, CT?

45 Lake Dr S, Riverside, CT has 5 bedrooms, 2.5 bathrooms, 3,231 square feet of living space and a 0.40-acre lot.

When was 45 Lake Dr S, Riverside, CT built?

45 Lake Dr S, Riverside, CT was built in 1927, making it 99 years old. It is a colonial home. The building has 3 stories.

What schools serve 45 Lake Dr S, Riverside, CT?

45 Lake Dr S, Riverside, CT is assigned to Eastern Middle School (middle), rated A+; Riverside School (elementary), rated A+; Greenwich High School (high), rated A+. All sit in Greenwich School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Lake Dr S, Riverside, CT compare to other homes in Riverside 06878?

Among the 2,615 homes in Riverside 06878, it is worth more than 65% of them ($3,335,143 against a typical $2,653,220), its price per square foot is higher than 62% of them ($1032 against a typical $943), it is bigger than 61% of them (3,231 ft² against a typical 2,816 ft²), its lot is bigger than 72% of them (0.4 ac against a typical 0.3 ac) and it is newer than 11% of them (1927 against a typical 1958). Measured against all of Western Connecticut County, it is worth more than 94% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Lake Dr S, Riverside, CT?

The 2025 property tax bill for 45 Lake Dr S, Riverside, CT was $17,878. The county assessed it at $1,446,550.

Closest homes

More homes in Riverside 06878

Assigned schools

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