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Single Family ResidenceResidential
$321,023$113 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $178,900 on Aug 29, 2016

45 NEEDLE PALM WAY

ELGIN, SC 29045
0
Baths
2,844 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.35 ac
Lot SizeThe size of the land the home sits on, from county records.
2016
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$321K
$307K low$335K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$178,900 · Aug 29, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,319 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$208,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$30,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$178,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$208,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$208,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.10
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
23
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyKershaw
Lot (acres)The size of the land the home sits on, from county records.0.35
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Leslie M. Stover Middle SchoolA-
Middle · Grades 6–8 · 1.2 mi
E
Blaney Elementary School
Elementary · Grades KG–5 · 1.4 mi
H
Lugoff-Elgin High SchoolC
High · Grades 9–12 · 6.4 mi

District: Kershaw County School District

Neighborhood · ZIP 29045These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.73
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.137

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.30,447
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.411 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,786
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$105,104
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Needle Palm Way measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 67% of homes in Kershaw County
  • Costs less per square foot than 74% of homes in Elgin 29045
  • Bigger than 75% of homes in Kershaw County
  • Has a smaller lot than 76% of homes in Kershaw County
  • Newer than 81% of homes in Kershaw County

What homes are worth in Elgin 29045

Each bar is how many homes fall in that price range. The marker is this home.

This home
$133K$867K

This home is worth more than 58% of homes in Elgin 29045.

How it measures up in Elgin 29045

The dot is this home. The mark in the middle is the typical home in Elgin 29045.

Estimated value$321,023
CheaperTypical $298,858Pricier

Pricier than 58% of homes nearby

Price per ft²$113
CheaperTypical $134Pricier

Pricier than 26% of homes nearby

Living area2,844 ft²
SmallerTypical 2,289 ft²Bigger

Bigger than 70% of homes nearby

Lot size0.35 ac
SmallerTypical 0.42 acBigger

Bigger than 43% of homes nearby

Year built2016
OlderTypical 2007Newer

Newer than 70% of homes nearby

How 45 Needle Palm Way ranks against every home in each area.
MeasureThis homeElgin 29045Kershaw County
Estimated valuepricier than$321,02358% of homes67% of homes
Price per ft²pricier than$11326% of homes51% of homes
Living areabigger than2,844 ft²70% of homes75% of homes
Lot sizebigger than0.35 ac43% of homes24% of homes
Year builtnewer than201670% of homes81% of homes

About 45 Needle Palm Way

How much is 45 Needle Palm Way, Elgin, SC worth?

The TopHap Estimate for 45 Needle Palm Way, Elgin, SC is $321,023 as of Oct 21, 2026. The likely range is $307,270 to $334,776. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Needle Palm Way, Elgin, SC last sell?

45 Needle Palm Way, Elgin, SC last sold on Aug 29, 2016 for $178,900, according to the county's recorded deed.

How big is 45 Needle Palm Way, Elgin, SC?

45 Needle Palm Way, Elgin, SC has 2,844 square feet of living space and a 0.35-acre lot.

When was 45 Needle Palm Way, Elgin, SC built?

45 Needle Palm Way, Elgin, SC was built in 2016, making it 10 years old. The building has 2 stories.

What schools serve 45 Needle Palm Way, Elgin, SC?

45 Needle Palm Way, Elgin, SC is assigned to Leslie M. Stover Middle School (middle), rated A-; Blaney Elementary School (elementary); Lugoff-Elgin High School (high), rated C. All sit in Kershaw County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Needle Palm Way, Elgin, SC compare to other homes in Elgin 29045?

Among the 12,813 homes in Elgin 29045, it is worth more than 58% of them ($321,023 against a typical $298,858), its price per square foot is higher than 26% of them ($113 against a typical $134), it is bigger than 70% of them (2,844 ft² against a typical 2,289 ft²), its lot is bigger than 43% of them (0.35 ac against a typical 0.42 ac) and it is newer than 70% of them (2016 against a typical 2007). Measured against all of Kershaw County, it is worth more than 67% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Needle Palm Way, Elgin, SC?

The 2025 property tax bill for 45 Needle Palm Way, Elgin, SC was $1,319. The county assessed it at $208,800.

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