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Single Family ResidenceResidential
$287,651$216 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $205,000 on Jun 29, 2020

45 PALMA ST SW

GRAND RAPIDS, MI 49548
3
Beds
1
Baths
1,332 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.4 ac
Lot SizeThe size of the land the home sits on, from county records.
1950
Year BuiltThe year the home was originally built, according to county records.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$288K
$276K low$300K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$205,000 · Jun 29, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$39,251
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$31,401
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.94%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$198,400
UNION HOME MORTGAGE CORP · recorded Feb 10, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$50,000
DISCOVER BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,080 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$138,800 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$127,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$277,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
25
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
62
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
72
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
29
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyKENT
Lot (acres)The size of the land the home sits on, from county records.0.40
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Southwood Elementary SchoolB
Elementary · Grades KG–5 · 0.9 mi
H
East Kentwood High SchoolC+
High · Grades 10–12 · 2.4 mi
M
Pinewood Middle SchoolC-
Middle · Grades 6–8 · 2.8 mi

District: Kentwood Public Schools

Neighborhood · ZIP 49548These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.89
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.77
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.35,310
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,391 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$60,248
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$71,593
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Palma St Sw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 81% of homes in Grand Rapids 49548
  • Costs less per square foot than 66% of homes in Kent County
  • Bigger than 80% of homes in Grand Rapids 49548
  • Has a bigger lot than 89% of homes in Grand Rapids 49548
  • Older than 69% of homes in Kent County

What homes are worth in Grand Rapids 49548

Each bar is how many homes fall in that price range. The marker is this home.

This home
$125K$382K

This home is worth more than 81% of homes in Grand Rapids 49548.

How it measures up in Grand Rapids 49548

The dot is this home. The mark in the middle is the typical home in Grand Rapids 49548.

Estimated value$287,651
CheaperTypical $237,651Pricier

Pricier than 81% of homes nearby

Price per ft²$216
CheaperTypical $228Pricier

Pricier than 41% of homes nearby

Living area1,332 ft²
SmallerTypical 1,014 ft²Bigger

Bigger than 80% of homes nearby

Lot size0.4 ac
SmallerTypical 0.18 acBigger

Bigger than 89% of homes nearby

Year built1950
OlderTypical 1956Newer

Newer than 40% of homes nearby

How 45 Palma St Sw ranks against every home in each area.
MeasureThis homeGrand Rapids 49548Kent County
Estimated valuepricier than$287,65181% of homes32% of homes
Price per ft²pricier than$21641% of homes34% of homes
Living areabigger than1,332 ft²80% of homes42% of homes
Lot sizebigger than0.4 ac89% of homes63% of homes
Year builtnewer than195040% of homes31% of homes

About 45 Palma St Sw

How much is 45 Palma St Sw, Grand Rapids, MI worth?

The TopHap Estimate for 45 Palma St Sw, Grand Rapids, MI is $287,651 as of Jul 14, 2026. The likely range is $275,661 to $299,641. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Palma St Sw, Grand Rapids, MI last sell?

45 Palma St Sw, Grand Rapids, MI last sold on Jun 29, 2020 for $205,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 45 Palma St Sw, Grand Rapids, MI?

45 Palma St Sw, Grand Rapids, MI has 3 bedrooms, 1 bathrooms, 1,332 square feet of living space and a 0.40-acre lot.

When was 45 Palma St Sw, Grand Rapids, MI built?

45 Palma St Sw, Grand Rapids, MI was built in 1950, making it 76 years old. It is a colonial home.

What schools serve 45 Palma St Sw, Grand Rapids, MI?

45 Palma St Sw, Grand Rapids, MI is assigned to Southwood Elementary School (elementary), rated B; East Kentwood High School (high), rated C+; Pinewood Middle School (middle), rated C-. All sit in Kentwood Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Palma St Sw, Grand Rapids, MI compare to other homes in Grand Rapids 49548?

Among the 9,141 homes in Grand Rapids 49548, it is worth more than 81% of them ($287,651 against a typical $237,651), its price per square foot is higher than 41% of them ($216 against a typical $228), it is bigger than 80% of them (1,332 ft² against a typical 1,014 ft²), its lot is bigger than 89% of them (0.4 ac against a typical 0.18 ac) and it is newer than 40% of them (1950 against a typical 1956). Measured against all of Kent County, it is worth more than 32% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Palma St Sw, Grand Rapids, MI?

The 2025 property tax bill for 45 Palma St Sw, Grand Rapids, MI was $2,080. The county assessed it at $138,800.

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Assigned schools

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