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Single Family ResidenceResidential
$196,835$421 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $209,090 on Apr 3, 2025

45 PEARL ST

ROCHESTER, NY 14607
1
Beds
1
Baths
468 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,939 ft²
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$197K
$171K low$223K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$209,090 · Apr 3, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,249 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$133,400 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$12,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$121,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$133,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$133,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.28
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
0
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
57
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
69
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
14
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Bungalow
CountyMonroe
Lot (acres)The size of the land the home sits on, from county records.0.09
HeatingThe type of heating system in the home.Forced Air
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
School Without WallsD-
High · Grades 9–12 · 0.1 mi
M
James Monroe Upper SchoolF
Middle · Grades 9–12 · 0.2 mi
E
School 58-World of Inquiry SchoolD-
Elementary · Grades PK–12 · 0.8 mi

District: Rochester City School District

Neighborhood · ZIP 14607These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.168
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.51

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.16,216
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.9,244 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,628
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,473
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.51%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Pearl St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 85% of homes in Rochester 14607
  • Among the highest price per square foot in Pearl / Meigs / Monroe
  • Among the smallest homes in Rochester 14607
  • Has a smaller lot than 91% of homes in Monroe County
  • Older than 91% of homes in Monroe County

What homes are worth in Rochester 14607

Each bar is how many homes fall in that price range. The marker is this home.

This home
$136K$820K

This home is worth more than 15% of homes in Rochester 14607.

How it measures up in Rochester 14607

The dot is this home. The mark in the middle is the typical home in Rochester 14607.

Estimated value$196,835
CheaperTypical $349,979Pricier

Pricier than 15% of homes nearby

Price per ft²$421
CheaperTypical $189Pricier

Pricier than almost all homes nearby

Living area468 ft²
SmallerTypical 2,602 ft²Bigger

Smaller than almost all homes nearby

Lot size3,939 ft²
SmallerTypical 0.12 acBigger

Bigger than 27% of homes nearby

Year built1900
OlderTypical 1900Newer

Newer than 52% of homes nearby

How 45 Pearl St ranks against every home in each area.
MeasureThis homePearl / Meigs / MonroeRochester 14607Monroe County
Estimated valuepricier than$196,83538% of homes15% of homes25% of homes
Price per ft²pricier than$421almost all homesalmost all homesalmost all homes
Living areabigger than468 ft²almost no homesalmost no homesalmost no homes
Lot sizebigger than3,939 ft²44% of homes27% of homes9% of homes
Year builtnewer than190065% of homes52% of homes9% of homes

About 45 Pearl St

How much is 45 Pearl St, Rochester, NY worth?

The TopHap Estimate for 45 Pearl St, Rochester, NY is $196,835 as of Aug 30, 2026. The likely range is $170,764 to $222,906. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Pearl St, Rochester, NY last sell?

45 Pearl St, Rochester, NY last sold on Apr 3, 2025 for $209,090, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 45 Pearl St, Rochester, NY?

45 Pearl St, Rochester, NY has 1 bedrooms, 1 bathrooms, 468 square feet of living space and a 0.09-acre lot.

When was 45 Pearl St, Rochester, NY built?

45 Pearl St, Rochester, NY was built in 1900, making it 126 years old. It is a bungalow home. The building has 1 story.

What schools serve 45 Pearl St, Rochester, NY?

45 Pearl St, Rochester, NY is assigned to School Without Walls (high), rated D-; James Monroe Upper School (middle), rated F; School 58-World of Inquiry School (elementary), rated D-. All sit in Rochester City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Pearl St, Rochester, NY compare to other homes in Rochester 14607?

Among the 3,004 homes in Rochester 14607, it is worth more than 15% of them ($196,835 against a typical $349,979), its price per square foot is higher than almost all of them ($421 against a typical $189), it is bigger than almost none of them (468 ft² against a typical 2,602 ft²), its lot is bigger than 27% of them (3,939 ft² against a typical 0.12 ac) and it is newer than 52% of them (1900 against a typical 1900). Measured against all of Monroe County, it is worth more than 25% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Pearl St, Rochester, NY?

The 2024 property tax bill for 45 Pearl St, Rochester, NY was $1,249. The county assessed it at $133,400.

More homes on Pearl St

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Assigned schools

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