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Single Family ResidenceResidential
$789,656$327 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $295,000 on Jan 24, 1995

45 PHILLIP DR

ROCKAWAY, NJ 07866
0
Baths
2,415 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.58 ac
Lot SizeThe size of the land the home sits on, from county records.
1989
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$790K
$724K low$855K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$295,000 · Jan 24, 1995
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$659,656
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$527,725
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.17%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$110,000
VALLEY NATIONAL BANK · recorded Apr 30, 1996
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$20,000
FULTON BANK OF NEW JERSEY

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$15,465 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$465,100 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$212,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$252,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$465,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$465,100

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyMORRIS
Lot (acres)The size of the land the home sits on, from county records.0.58
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Morris Hills High SchoolB+
High · Grades 9–12 · 0.3 mi
E
Lincoln Elementary SchoolB+
Elementary · Grades PK–3 · 1.2 mi
M
Thomas Jefferson Middle SchoolB+
Middle · Grades 4–8 · 1.3 mi

District: Rockaway Borough School District

Neighborhood · ZIP 07866These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.86
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.101

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.36%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.22,161
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.982 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$116,734
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$149,991
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Phillip Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 89% of homes in Rockaway 07866
  • Costs less per square foot than 68% of homes in Morris County
  • Bigger than 85% of homes in Rockaway 07866
  • Has a bigger lot than 87% of homes in Rockaway 07866
  • Newer than 76% of homes in Morris County

What homes are worth in Rockaway 07866

Each bar is how many homes fall in that price range. The marker is this home.

This home
$299K$1M

This home is worth more than 89% of homes in Rockaway 07866.

How it measures up in Rockaway 07866

The dot is this home. The mark in the middle is the typical home in Rockaway 07866.

Estimated value$789,656
CheaperTypical $568,097Pricier

Pricier than 89% of homes nearby

Price per ft²$327
CheaperTypical $342Pricier

Pricier than 41% of homes nearby

Living area2,415 ft²
SmallerTypical 1,656 ft²Bigger

Bigger than 85% of homes nearby

Lot size0.58 ac
SmallerTypical 0.24 acBigger

Bigger than 87% of homes nearby

Year built1989
OlderTypical 1965Newer

Newer than 73% of homes nearby

How 45 Phillip Dr ranks against every home in each area.
MeasureThis homeRockaway 07866Morris County
Estimated valuepricier than$789,65689% of homes59% of homes
Price per ft²pricier than$32741% of homes32% of homes
Living areabigger than2,415 ft²85% of homes68% of homes
Lot sizebigger than0.58 ac87% of homes72% of homes
Year builtnewer than198973% of homes76% of homes

About 45 Phillip Dr

How much is 45 Phillip Dr, Rockaway, NJ worth?

The TopHap Estimate for 45 Phillip Dr, Rockaway, NJ is $789,656 as of Jul 14, 2026. The likely range is $724,299 to $855,013. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Phillip Dr, Rockaway, NJ last sell?

45 Phillip Dr, Rockaway, NJ last sold on Jan 24, 1995 for $295,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 45 Phillip Dr, Rockaway, NJ?

45 Phillip Dr, Rockaway, NJ has 2,415 square feet of living space and a 0.58-acre lot.

When was 45 Phillip Dr, Rockaway, NJ built?

45 Phillip Dr, Rockaway, NJ was built in 1989, making it 37 years old. It is a colonial home. The building has 2 stories.

What schools serve 45 Phillip Dr, Rockaway, NJ?

45 Phillip Dr, Rockaway, NJ is assigned to Morris Hills High School (high), rated B+; Lincoln Elementary School (elementary), rated B+; Thomas Jefferson Middle School (middle), rated B+. All sit in Rockaway Borough School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Phillip Dr, Rockaway, NJ compare to other homes in Rockaway 07866?

Among the 8,204 homes in Rockaway 07866, it is worth more than 89% of them ($789,656 against a typical $568,097), its price per square foot is higher than 41% of them ($327 against a typical $342), it is bigger than 85% of them (2,415 ft² against a typical 1,656 ft²), its lot is bigger than 87% of them (0.58 ac against a typical 0.24 ac) and it is newer than 73% of them (1989 against a typical 1965). Measured against all of Morris County, it is worth more than 59% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Phillip Dr, Rockaway, NJ?

The 2024 property tax bill for 45 Phillip Dr, Rockaway, NJ was $15,465. The county assessed it at $465,100.

Closest homes

More homes in Rockaway 07866

Assigned schools

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