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Single Family ResidenceResidential
$208,480$181 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $74,300 on May 23, 2005

45 PROSPECT ST

HOMER, NY 13077
3
Beds
1
Baths
1,152 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.49 ac
Lot SizeThe size of the land the home sits on, from county records.
1957
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$208K
$193K low$224K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$74,300 · May 23, 2005

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,426 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$89,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$14,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$74,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$89,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$133,582

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyCORTLAND
Lot (acres)The size of the land the home sits on, from county records.0.49
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Above-Ground Pool
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 144 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Homer Junior High SchoolB
Middle · Grades 6–8 · 0.5 mi
E
Homer Elementary School
Elementary · Grades PK–2 · 0.7 mi
H
Homer High SchoolB
High · Grades 9–12 · 0.8 mi

District: Homer Central School District

Neighborhood · ZIP 13077These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.67
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.36

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.6,785
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.90 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,024
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$103,585
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Prospect St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 80% of homes in Cortland County
  • Smaller than 77% of homes in Homer 13077

What homes are worth in Homer 13077

Each bar is how many homes fall in that price range. The marker is this home.

This home
$100K$550K

This home is worth more than 44% of homes in Homer 13077.

How it measures up in Homer 13077

The dot is this home. The mark in the middle is the typical home in Homer 13077.

Estimated value$208,480
CheaperTypical $218,751Pricier

Pricier than 44% of homes nearby

Price per ft²$181
CheaperTypical $145Pricier

Pricier than 73% of homes nearby

Living area1,152 ft²
SmallerTypical 1,530 ft²Bigger

Bigger than 23% of homes nearby

Lot size0.49 ac
SmallerTypical 0.56 acBigger

Bigger than 46% of homes nearby

Year built1957
OlderTypical 1955Newer

Newer than 53% of homes nearby

How 45 Prospect St ranks against every home in each area.
MeasureThis homeHomer 13077Cortland County
Estimated valuepricier than$208,48044% of homes56% of homes
Price per ft²pricier than$18173% of homes80% of homes
Living areabigger than1,152 ft²23% of homes23% of homes
Lot sizebigger than0.49 ac46% of homes46% of homes
Year builtnewer than195753% of homes52% of homes

About 45 Prospect St

How much is 45 Prospect St, Homer, NY worth?

The TopHap Estimate for 45 Prospect St, Homer, NY is $208,480 as of Sep 24, 2026. The likely range is $192,793 to $224,167. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Prospect St, Homer, NY last sell?

45 Prospect St, Homer, NY last sold on May 23, 2005 for $74,300, according to the county's recorded deed.

How big is 45 Prospect St, Homer, NY?

45 Prospect St, Homer, NY has 3 bedrooms, 1 bathrooms, 1,152 square feet of living space and a 0.49-acre lot.

When was 45 Prospect St, Homer, NY built?

45 Prospect St, Homer, NY was built in 1957, making it 69 years old. It is a cape cod home. The building has 1 story.

What schools serve 45 Prospect St, Homer, NY?

45 Prospect St, Homer, NY is assigned to Homer Junior High School (middle), rated B; Homer Elementary School (elementary); Homer High School (high), rated B. All sit in Homer Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Prospect St, Homer, NY compare to other homes in Homer 13077?

Among the 2,561 homes in Homer 13077, it is worth more than 44% of them ($208,480 against a typical $218,751), its price per square foot is higher than 73% of them ($181 against a typical $145), it is bigger than 23% of them (1,152 ft² against a typical 1,530 ft²), its lot is bigger than 46% of them (0.49 ac against a typical 0.56 ac) and it is newer than 53% of them (1957 against a typical 1955). Measured against all of Cortland County, it is worth more than 56% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Prospect St, Homer, NY?

The 2026 property tax bill for 45 Prospect St, Homer, NY was $3,426. The county assessed it at $89,500.

More homes on Prospect St

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Assigned schools

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