Skip to content
Skip to content
TopHapOpen in map
CondominiumResidential
$1,307,874$688 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $840,000 on Dec 28, 2020

45 PROSPECT ST

JERSEY CITY, NJ 07307
Building report
0
Baths
1,902 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2,500 ft²
Lot SizeThe size of the land the home sits on, from county records.
2020
Year BuiltThe year the home was originally built, according to county records.
3
StoriesHow many floors the home has above ground.

Valuation

$1.3M
$1.2M low$1.5M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$840,000 · Dec 28, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$13,861 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$742,800 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$245,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$497,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$593,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$742,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.30
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
68
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
66
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
16
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountyHUDSON
Lot (acres)The size of the land the home sits on, from county records.0.06
ConstructionThe main material the home's frame and walls are built from.Brick
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Jotham W. Wakeman SchoolB
Elementary · Grades PK–5 · 0.3 mi
M
Franklin L. Williams SchoolC+
Middle · Grades 6–8 · 0.6 mi
H
William L. Dickinson High SchoolF
High · Grades 9–12 · 0.6 mi

District: Jersey City School District

Neighborhood · ZIP 07307These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.113
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.117

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.43,905
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.29,729 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,982
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$105,906
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Prospect St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Jersey City 07307
  • Costs more per square foot than 90% of homes in Jersey City 07307
  • Bigger than 65% of homes in Hudson County
  • Has a bigger lot than 66% of homes in Jersey City 07307
  • Newer than 98% of homes in Hudson County

What homes are worth in Jersey City 07307

Each bar is how many homes fall in that price range. The marker is this home.

This home
$258K$1.4M

This home is worth more than 97% of homes in Jersey City 07307.

How it measures up in Jersey City 07307

The dot is this home. The mark in the middle is the typical home in Jersey City 07307.

Estimated value$1,307,874
CheaperTypical $770,411Pricier

Pricier than 97% of homes nearby

Price per ft²$688
CheaperTypical $482Pricier

Pricier than 90% of homes nearby

Living area1,902 ft²
SmallerTypical 1,736 ft²Bigger

Bigger than 57% of homes nearby

Lot size2,500 ft²
SmallerTypical 2,483 ft²Bigger

Bigger than 66% of homes nearby

Year built2020
OlderTypical 1910Newer

Newer than 93% of homes nearby

How 45 Prospect St ranks against every home in each area.
MeasureThis homeJersey City 07307Hudson County
Estimated valuepricier than$1,307,87497% of homes92% of homes
Price per ft²pricier than$68890% of homes75% of homes
Living areabigger than1,902 ft²57% of homes65% of homes
Lot sizebigger than2,500 ft²66% of homes53% of homes
Year builtnewer than202093% of homes98% of homes

About 45 Prospect St

How much is 45 Prospect St, Jersey City, NJ worth?

The TopHap Estimate for 45 Prospect St, Jersey City, NJ is $1,307,874 as of Aug 30, 2026. The likely range is $1,150,805 to $1,464,943. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Prospect St, Jersey City, NJ last sell?

45 Prospect St, Jersey City, NJ last sold on Dec 28, 2020 for $840,000, according to the county's recorded deed.

How big is 45 Prospect St, Jersey City, NJ?

45 Prospect St, Jersey City, NJ has 1,902 square feet of living space and a 0.06-acre lot.

When was 45 Prospect St, Jersey City, NJ built?

45 Prospect St, Jersey City, NJ was built in 2020, making it 6 years old. It is a condo/apartment home. The building has 3 stories.

What schools serve 45 Prospect St, Jersey City, NJ?

45 Prospect St, Jersey City, NJ is assigned to Jotham W. Wakeman School (elementary), rated B; Franklin L. Williams School (middle), rated C+; William L. Dickinson High School (high), rated F. All sit in Jersey City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Prospect St, Jersey City, NJ compare to other homes in Jersey City 07307?

Among the 8,393 homes in Jersey City 07307, it is worth more than 97% of them ($1,307,874 against a typical $770,411), its price per square foot is higher than 90% of them ($688 against a typical $482), it is bigger than 57% of them (1,902 ft² against a typical 1,736 ft²), its lot is bigger than 66% of them (2,500 ft² against a typical 2,483 ft²) and it is newer than 93% of them (2020 against a typical 1910). Measured against all of Hudson County, it is worth more than 92% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Prospect St, Jersey City, NJ?

The 2025 property tax bill for 45 Prospect St, Jersey City, NJ was $13,861. The county assessed it at $742,800.

More homes on Prospect St

Closest homes

More homes in Jersey City 07307

Assigned schools

Explore the area

See this home in context

Open 45 Prospect St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map