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Residential (General/Single)Residential
$567,515$395 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $180,000 on Oct 5, 1993

45 PROSPECT ST

LITTLE FALLS, NJ 07424
0
Baths
1,437 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1918
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$568K
$518K low$617K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$180,000 · Oct 5, 1993
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$287,515
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$230,012
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.54%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$180,000
HOMEBRIDGE FINANCIAL SERVICES INC · recorded Aug 19, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
PNC BANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,918 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$283,700 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$153,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$130,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$283,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$283,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
65
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
97
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
47
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyPASSAIC
Lot (acres)The size of the land the home sits on, from county records.0.12
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Little Falls Township Public School #1A-
Middle · Grades 5–8 · 0.3 mi
H
Passaic Valley Regional High SchoolC
High · Grades 9–12 · 0.5 mi
E
Little Falls Township Public School #2
Elementary · Grades PK–2 · 0.6 mi

District: Little Falls Township School District

Neighborhood · ZIP 07424These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.86
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.108
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.114

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.25,945
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,467 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$107,419
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$141,331
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Prospect St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 71% of homes in Passaic County
  • Smaller than 70% of homes in Passaic County
  • Has a smaller lot than 73% of homes in Little Falls 07424
  • Older than 91% of homes in Little Falls 07424

What homes are worth in Little Falls 07424

Each bar is how many homes fall in that price range. The marker is this home.

This home
$311K$1.1M

This home is worth more than 38% of homes in Little Falls 07424.

How it measures up in Little Falls 07424

The dot is this home. The mark in the middle is the typical home in Little Falls 07424.

Estimated value$567,515
CheaperTypical $609,157Pricier

Pricier than 38% of homes nearby

Price per ft²$395
CheaperTypical $366Pricier

Pricier than 67% of homes nearby

Living area1,437 ft²
SmallerTypical 1,730 ft²Bigger

Bigger than 33% of homes nearby

Lot size0.11 ac
SmallerTypical 0.16 acBigger

Bigger than 27% of homes nearby

Year built1918
OlderTypical 1959Newer

Newer than 9% of homes nearby

How 45 Prospect St ranks against every home in each area.
MeasureThis homeLittle Falls 07424Passaic County
Estimated valuepricier than$567,51538% of homes45% of homes
Price per ft²pricier than$39567% of homes71% of homes
Living areabigger than1,437 ft²33% of homes30% of homes
Lot sizebigger than0.11 ac27% of homes33% of homes
Year builtnewer than19189% of homes13% of homes

About 45 Prospect St

How much is 45 Prospect St, Little Falls, NJ worth?

The TopHap Estimate for 45 Prospect St, Little Falls, NJ is $567,515 as of Jul 14, 2026. The likely range is $518,425 to $616,605. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Prospect St, Little Falls, NJ last sell?

45 Prospect St, Little Falls, NJ last sold on Oct 5, 1993 for $180,000, according to the county's recorded deed.

How big is 45 Prospect St, Little Falls, NJ?

45 Prospect St, Little Falls, NJ has 1,437 square feet of living space and a 0.12-acre lot.

When was 45 Prospect St, Little Falls, NJ built?

45 Prospect St, Little Falls, NJ was built in 1918, making it 108 years old. The building has 2 stories.

What schools serve 45 Prospect St, Little Falls, NJ?

45 Prospect St, Little Falls, NJ is assigned to Little Falls Township Public School #1 (middle), rated A-; Passaic Valley Regional High School (high), rated C; Little Falls Township Public School #2 (elementary). All sit in Little Falls Township School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Prospect St, Little Falls, NJ compare to other homes in Little Falls 07424?

Among the 7,172 homes in Little Falls 07424, it is worth more than 38% of them ($567,515 against a typical $609,157), its price per square foot is higher than 67% of them ($395 against a typical $366), it is bigger than 33% of them (1,437 ft² against a typical 1,730 ft²), its lot is bigger than 27% of them (0.11 ac against a typical 0.16 ac) and it is newer than 9% of them (1918 against a typical 1959). Measured against all of Passaic County, it is worth more than 45% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Prospect St, Little Falls, NJ?

The 2025 property tax bill for 45 Prospect St, Little Falls, NJ was $9,918. The county assessed it at $283,700.

Closest homes

More homes in Little Falls 07424

Assigned schools

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