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CondominiumResidential
$675,483$514 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $268,000 on Mar 27, 2009

45 PROSPECT ST

MARBLEHEAD, MA 01945
Building report
3
Beds
2
Baths
1,315 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1884
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$675K
$657K low$694K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$268,000 · Mar 27, 2009
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$430,483
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$344,386
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.35%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$245,000
WILLIAM RAVEIS MTG CO · recorded Nov 2, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,199 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$574,500 (2025)
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$574,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$495,330

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyESSEX
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Steam
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Marblehead Veterans Middle SchoolA
Middle · Grades 7–8 · 0.2 mi
H
Marblehead High SchoolA-
High · Grades 9–12 · 0.7 mi

District: Marblehead School District

Neighborhood · ZIP 01945These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.58
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.86

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.41%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.19,567
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,754 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$157,461
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$196,744
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Prospect St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 89% of homes in Marblehead 01945
  • Costs more per square foot than 81% of homes in Essex County
  • Smaller than 84% of homes in Marblehead 01945
  • Older than 92% of homes in Essex County

What homes are worth in Marblehead 01945

Each bar is how many homes fall in that price range. The marker is this home.

This home
$390K$3.8M

This home is worth more than 11% of homes in Marblehead 01945.

How it measures up in Marblehead 01945

The dot is this home. The mark in the middle is the typical home in Marblehead 01945.

Estimated value$675,483
CheaperTypical $1,022,237Pricier

Pricier than 11% of homes nearby

Price per ft²$514
CheaperTypical $517Pricier

Pricier than 49% of homes nearby

Living area1,315 ft²
SmallerTypical 2,098 ft²Bigger

Bigger than 16% of homes nearby

Year built1884
OlderTypical 1946Newer

Newer than 14% of homes nearby

How 45 Prospect St ranks against every home in each area.
MeasureThis homeMarblehead 01945Essex County
Estimated valuepricier than$675,48311% of homes47% of homes
Price per ft²pricier than$51449% of homes81% of homes
Living areabigger than1,315 ft²16% of homes24% of homes
Year builtnewer than188414% of homes8% of homes

About 45 Prospect St

How much is 45 Prospect St, Marblehead, MA worth?

The TopHap Estimate for 45 Prospect St, Marblehead, MA is $675,483 as of Jul 14, 2026. The likely range is $656,513 to $694,453. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Prospect St, Marblehead, MA last sell?

45 Prospect St, Marblehead, MA last sold on Mar 27, 2009 for $268,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 45 Prospect St, Marblehead, MA?

45 Prospect St, Marblehead, MA has 3 bedrooms, 2 bathrooms and 1,315 square feet of living space.

When was 45 Prospect St, Marblehead, MA built?

45 Prospect St, Marblehead, MA was built in 1884, making it 142 years old. It is a conventional home. The building has 1 story.

What schools serve 45 Prospect St, Marblehead, MA?

45 Prospect St, Marblehead, MA is assigned to Marblehead Veterans Middle School (middle), rated A; Marblehead High School (high), rated A-. All sit in Marblehead School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Prospect St, Marblehead, MA compare to other homes in Marblehead 01945?

Among the 7,769 homes in Marblehead 01945, it is worth more than 11% of them ($675,483 against a typical $1,022,237), its price per square foot is higher than 49% of them ($514 against a typical $517), it is bigger than 16% of them (1,315 ft² against a typical 2,098 ft²) and it is newer than 14% of them (1884 against a typical 1946). Measured against all of Essex County, it is worth more than 47% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Prospect St, Marblehead, MA?

The 2025 property tax bill for 45 Prospect St, Marblehead, MA was $5,199. The county assessed it at $574,500.

Closest homes

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Assigned schools

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