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Single Family ResidenceResidential
$741,187$412 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $187,000 on May 9, 1996

45 RICHARD AVE

WEST CALDWELL, NJ 07006
0
Baths
1,800 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.12 ac
Lot SizeThe size of the land the home sits on, from county records.
1941
Year BuiltThe year the home was originally built, according to county records.

Valuation

$741K
$694K low$788K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$187,000 · May 9, 1996
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$268,014
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$214,411
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.64%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$187,173
CITIMORTGAGE INC · recorded Jan 3, 2004
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$286,000
VALLEY BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,045 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$365,400 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$189,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$176,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$365,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$365,400

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyESSEX
Lot (acres)The size of the land the home sits on, from county records.0.12
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
James Caldwell High SchoolB
High · Grades 9–12 · 0.9 mi
E
Wilson Elementary SchoolB+
Elementary · Grades KG–5 · 1.1 mi
M
Grover Cleveland Middle SchoolB+
Middle · Grades 6–8 · 1.4 mi

District: Caldwell-West Caldwell School District

Neighborhood · ZIP 07006These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.43
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.101
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.112

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.36%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.26,947
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,900 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$138,034
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$181,893
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Richard Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 74% of homes in Caldwell 07006
  • Smaller than 66% of homes in Caldwell 07006
  • Has a smaller lot than 91% of homes in Caldwell 07006
  • Older than 71% of homes in Caldwell 07006

What homes are worth in Caldwell 07006

Each bar is how many homes fall in that price range. The marker is this home.

This home
$392K$2.1M

This home is worth more than 26% of homes in Caldwell 07006.

How it measures up in Caldwell 07006

The dot is this home. The mark in the middle is the typical home in Caldwell 07006.

Estimated value$741,187
CheaperTypical $886,682Pricier

Pricier than 26% of homes nearby

Price per ft²$412
CheaperTypical $428Pricier

Pricier than 41% of homes nearby

Living area1,800 ft²
SmallerTypical 2,099 ft²Bigger

Bigger than 34% of homes nearby

Lot size0.12 ac
SmallerTypical 0.31 acBigger

Bigger than 9% of homes nearby

Year built1941
OlderTypical 1957Newer

Newer than 29% of homes nearby

How 45 Richard Ave ranks against every home in each area.
MeasureThis homeCaldwell 07006Essex County
Estimated valuepricier than$741,18726% of homes56% of homes
Price per ft²pricier than$41241% of homes56% of homes
Living areabigger than1,800 ft²34% of homes39% of homes
Lot sizebigger than0.12 ac9% of homes46% of homes
Year builtnewer than194129% of homes55% of homes

About 45 Richard Ave

How much is 45 Richard Ave, West Caldwell, NJ worth?

The TopHap Estimate for 45 Richard Ave, West Caldwell, NJ is $741,187 as of Jul 14, 2026. The likely range is $694,410 to $787,964. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Richard Ave, West Caldwell, NJ last sell?

45 Richard Ave, West Caldwell, NJ last sold on May 9, 1996 for $187,000, according to the county's recorded deed.

How big is 45 Richard Ave, West Caldwell, NJ?

45 Richard Ave, West Caldwell, NJ has 1,800 square feet of living space and a 0.12-acre lot.

When was 45 Richard Ave, West Caldwell, NJ built?

45 Richard Ave, West Caldwell, NJ was built in 1941, making it 85 years old.

What schools serve 45 Richard Ave, West Caldwell, NJ?

45 Richard Ave, West Caldwell, NJ is assigned to James Caldwell High School (high), rated B; Wilson Elementary School (elementary), rated B+; Grover Cleveland Middle School (middle), rated B+. All sit in Caldwell-West Caldwell School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Richard Ave, West Caldwell, NJ compare to other homes in Caldwell 07006?

Among the 7,868 homes in Caldwell 07006, it is worth more than 26% of them ($741,187 against a typical $886,682), its price per square foot is higher than 41% of them ($412 against a typical $428), it is bigger than 34% of them (1,800 ft² against a typical 2,099 ft²), its lot is bigger than 9% of them (0.12 ac against a typical 0.31 ac) and it is newer than 29% of them (1941 against a typical 1957). Measured against all of Essex County, it is worth more than 56% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Richard Ave, West Caldwell, NJ?

The 2025 property tax bill for 45 Richard Ave, West Caldwell, NJ was $10,045. The county assessed it at $365,400.

Closest homes

More homes in West Caldwell 07006

Assigned schools

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