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Single Family ResidenceResidential
$616,434$170 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

45 RICHARDS AVE

DOVER, NJ 07801
0
Baths
3,631 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.13 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$616K
$587K low$646K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$151,434
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$121,147
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.87%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$465,000
CITADEL SERVICING CORPORATION · recorded Mar 6, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,791 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$329,700 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$64,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$265,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$329,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$329,700

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.28 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMORRIS
Lot (acres)The size of the land the home sits on, from county records.0.13
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Dover Middle SchoolB-
Middle · Grades 7–8 · 0.4 mi
E
East Dover Elementary SchoolB
Elementary · Grades PK–6 · 0.4 mi
H
Dover High SchoolD-
High · Grades 9–12 · 0.9 mi

District: Dover Town School District

Neighborhood · ZIP 07801These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.112
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.101

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.27,400
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5,124 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$80,014
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$98,181
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Richards Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 83% of homes in Dover 07801
  • Among the lowest price per square foot in Morris County
  • Bigger than 98% of homes in Dover 07801
  • Has a smaller lot than 85% of homes in Morris County
  • Older than 97% of homes in Morris County

What homes are worth in Dover 07801

Each bar is how many homes fall in that price range. The marker is this home.

This home
$295K$821K

This home is worth more than 83% of homes in Dover 07801.

How it measures up in Dover 07801

The dot is this home. The mark in the middle is the typical home in Dover 07801.

Estimated value$616,434
CheaperTypical $502,493Pricier

Pricier than 83% of homes nearby

Price per ft²$170
CheaperTypical $325Pricier

Pricier than 2% of homes nearby

Living area3,631 ft²
SmallerTypical 1,574 ft²Bigger

Bigger than 98% of homes nearby

Lot size0.13 ac
SmallerTypical 0.16 acBigger

Bigger than 36% of homes nearby

Year built1900
OlderTypical 1949Newer

Newer than 13% of homes nearby

How 45 Richards Ave ranks against every home in each area.
MeasureThis homeDover 07801Morris County
Estimated valuepricier than$616,43483% of homes35% of homes
Price per ft²pricier than$1702% of homesalmost no homes
Living areabigger than3,631 ft²98% of homes91% of homes
Lot sizebigger than0.13 ac36% of homes15% of homes
Year builtnewer than190013% of homes3% of homes

About 45 Richards Ave

How much is 45 Richards Ave, Dover, NJ worth?

The TopHap Estimate for 45 Richards Ave, Dover, NJ is $616,434 as of Jul 14, 2026. The likely range is $586,967 to $645,901. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Richards Ave, Dover, NJ last sell?

45 Richards Ave, Dover, NJ last sold on Jan 9, 2004, according to the county's recorded deed.

How big is 45 Richards Ave, Dover, NJ?

45 Richards Ave, Dover, NJ has 3,631 square feet of living space and a 0.13-acre lot.

When was 45 Richards Ave, Dover, NJ built?

45 Richards Ave, Dover, NJ was built in 1900, making it 126 years old. The building has 2 stories.

What schools serve 45 Richards Ave, Dover, NJ?

45 Richards Ave, Dover, NJ is assigned to Dover Middle School (middle), rated B-; East Dover Elementary School (elementary), rated B; Dover High School (high), rated D-. All sit in Dover Town School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Richards Ave, Dover, NJ compare to other homes in Dover 07801?

Among the 5,272 homes in Dover 07801, it is worth more than 83% of them ($616,434 against a typical $502,493), its price per square foot is higher than 2% of them ($170 against a typical $325), it is bigger than 98% of them (3,631 ft² against a typical 1,574 ft²), its lot is bigger than 36% of them (0.13 ac against a typical 0.16 ac) and it is newer than 13% of them (1900 against a typical 1949). Measured against all of Morris County, it is worth more than 35% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Richards Ave, Dover, NJ?

The 2024 property tax bill for 45 Richards Ave, Dover, NJ was $10,791. The county assessed it at $329,700.

Closest homes

More homes in Dover 07801

Assigned schools

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