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Single Family ResidenceResidential
$256,680
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $77,500 on Mar 9, 2015

45 RICHARDS RD

BENTON, ME 04901
0
Baths
0.69 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$257K
$213K low$300K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$77,500 · Mar 9, 2015
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$177,599
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$142,079
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.30%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$79,081
RESIDENTIAL MTG SVCS · recorded Mar 9, 2015

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,846 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$131,860 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$30,660
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$101,200

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyKENNEBEC
Lot (acres)The size of the land the home sits on, from county records.0.69
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Albion Elementary SchoolA-
Elementary · Grades PK–6 · 3.5 mi
H
Lawrence High SchoolD+
High · Grades 9–12 · 6.0 mi
M
Lawrence Jr High SchoolD
Middle · Grades 7–8 · 6.0 mi

District: School Administrative District 49

Neighborhood · ZIP 04901These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.91
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.70
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.69

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.28,079
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.340 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,894
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,846
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Richards Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 69% of homes in Kennebec County
  • Has a bigger lot than 67% of homes in Waterville 04901

What homes are worth in Waterville 04901

Each bar is how many homes fall in that price range. The marker is this home.

This home
$96K$606K

This home is worth more than 47% of homes in Waterville 04901.

How it measures up in Waterville 04901

The dot is this home. The mark in the middle is the typical home in Waterville 04901.

Estimated value$256,680
CheaperTypical $264,156Pricier

Pricier than 47% of homes nearby

Lot size0.69 ac
SmallerTypical 0.32 acBigger

Bigger than 67% of homes nearby

How 45 Richards Rd ranks against every home in each area.
MeasureThis homeWaterville 04901Kennebec County
Estimated valuepricier than$256,68047% of homes31% of homes
Lot sizebigger than0.69 ac67% of homes37% of homes

About 45 Richards Rd

How much is 45 Richards Rd, Benton, ME worth?

The TopHap Estimate for 45 Richards Rd, Benton, ME is $256,680 as of Jul 14, 2026. The likely range is $213,083 to $300,277. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Richards Rd, Benton, ME last sell?

45 Richards Rd, Benton, ME last sold on Mar 9, 2015 for $77,500, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

What schools serve 45 Richards Rd, Benton, ME?

45 Richards Rd, Benton, ME is assigned to Albion Elementary School (elementary), rated A-; Lawrence High School (high), rated D+; Lawrence Jr High School (middle), rated D. All sit in School Administrative District 49. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Richards Rd, Benton, ME compare to other homes in Waterville 04901?

Among the 8,744 homes in Waterville 04901, it is worth more than 47% of them ($256,680 against a typical $264,156) and its lot is bigger than 67% of them (0.69 ac against a typical 0.32 ac). Measured against all of Kennebec County, it is worth more than 31% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Richards Rd, Benton, ME?

The 2025 property tax bill for 45 Richards Rd, Benton, ME was $1,846. The county assessed it at $131,860.

Closest homes

More homes in Benton 04901

Assigned schools

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