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Single Family ResidentialResidential
$200,314$220 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

45 RIDGE ST

ASHEVILLE, NC 28801
2
Beds
1
Baths
911 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1915
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$200K
$168K low$233K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$90,314
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$72,251
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.54%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$110,000
STATE EMPLOYEES CU · recorded Oct 31, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,190 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$108,300 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$90,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$108,300

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyBuncombe
Lot (acres)The size of the land the home sits on, from county records.0.11
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Pier/Post & Beam
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.None
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 96 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Asheville Middle SchoolA-
Middle · Grades 6–8 · 0.9 mi
E
Isaac Dickson Elementary SchoolC+
Elementary · Grades PK–5 · 1.1 mi
H
Asheville High SchoolB-
High · Grades 9–12 · 1.4 mi

District: Asheville City Schools

Neighborhood · ZIP 28801These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.163
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.113

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.22%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.15,270
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,916 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$50,565
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,691
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Ridge St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Asheville 28801
  • Costs less per square foot than 96% of homes in Asheville 28801
  • Smaller than 90% of homes in Buncombe County
  • Has a smaller lot than 93% of homes in Buncombe County
  • Older than 98% of homes in Buncombe County

What homes are worth in Asheville 28801

Each bar is how many homes fall in that price range. The marker is this home.

This home
$229K$1.7M

This home is worth less than almost all homes in Asheville 28801.

How it measures up in Asheville 28801

The dot is this home. The mark in the middle is the typical home in Asheville 28801.

Estimated value$200,314
CheaperTypical $540,810Pricier

Cheaper than almost all homes nearby

Price per ft²$220
CheaperTypical $398Pricier

Pricier than 4% of homes nearby

Living area911 ft²
SmallerTypical 1,428 ft²Bigger

Bigger than 13% of homes nearby

Lot size0.11 ac
SmallerTypical 0.17 acBigger

Bigger than 22% of homes nearby

Year built1915
OlderTypical 1928Newer

Newer than 19% of homes nearby

How 45 Ridge St ranks against every home in each area.
MeasureThis homeEast End / Valley StreetAsheville 28801Buncombe County
Estimated valuepricier than$200,3144% of homesalmost no homes3% of homes
Price per ft²pricier than$22013% of homes4% of homes12% of homes
Living areabigger than911 ft²14% of homes13% of homes10% of homes
Lot sizebigger than0.11 ac28% of homes22% of homes7% of homes
Year builtnewer than191511% of homes19% of homes2% of homes

About 45 Ridge St

How much is 45 Ridge St, Asheville, NC worth?

The TopHap Estimate for 45 Ridge St, Asheville, NC is $200,314 as of Jul 14, 2026. The likely range is $167,949 to $232,679. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Ridge St, Asheville, NC last sell?

45 Ridge St, Asheville, NC last sold on Dec 8, 2011, according to the county's recorded deed.

How big is 45 Ridge St, Asheville, NC?

45 Ridge St, Asheville, NC has 2 bedrooms, 1 bathrooms, 911 square feet of living space and a 0.11-acre lot.

When was 45 Ridge St, Asheville, NC built?

45 Ridge St, Asheville, NC was built in 1915, making it 111 years old. It is a conventional home. The building has 1 story.

What schools serve 45 Ridge St, Asheville, NC?

45 Ridge St, Asheville, NC is assigned to Asheville Middle School (middle), rated A-; Isaac Dickson Elementary School (elementary), rated C+; Asheville High School (high), rated B-. All sit in Asheville City Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Ridge St, Asheville, NC compare to other homes in Asheville 28801?

Among the 4,590 homes in Asheville 28801, it is worth more than almost none of them ($200,314 against a typical $540,810), its price per square foot is higher than 4% of them ($220 against a typical $398), it is bigger than 13% of them (911 ft² against a typical 1,428 ft²), its lot is bigger than 22% of them (0.11 ac against a typical 0.17 ac) and it is newer than 19% of them (1915 against a typical 1928). Measured against all of Buncombe County, it is worth more than 3% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Ridge St, Asheville, NC?

The 2025 property tax bill for 45 Ridge St, Asheville, NC was $1,190. The county assessed it at $108,300.

Closest homes

More homes in Asheville 28801

Assigned schools

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