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Single Family ResidenceResidential
Last sold for $335,000 on Dec 17, 2020

45 RIVER BLUFF RD

ELGIN, IL 60120
4
Beds
2.5
Baths
3,974 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.49 ac
Lot SizeThe size of the land the home sits on, from county records.
1945
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$335,000 · Dec 17, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,875 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$150,542 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$45,729
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$104,813
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$138,659
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$451,807

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyKANE
Lot (acres)The size of the land the home sits on, from county records.0.49
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
McKinley Elementary SchoolD+
Elementary · Grades KG–6 · 0.4 mi
M
Larsen Middle SchoolC-
Middle · Grades 7–8 · 0.8 mi
H
Elgin High SchoolD-
High · Grades 9–12 · 2.9 mi

District: School District U-46

Neighborhood · ZIP 60120These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.87
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.109
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.47

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.9%
PopulationHow many people live in this area.51,977
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,108 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,556
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,612
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 River Bluff Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the largest homes in Elgin 60120
  • Has a bigger lot than 82% of homes in Kane County
  • Older than 83% of homes in Kane County

How it measures up in Elgin 60120

The dot is this home. The mark in the middle is the typical home in Elgin 60120.

Living area3,974 ft²
SmallerTypical 1,424 ft²Bigger

Bigger than almost all homes nearby

Lot size0.49 ac
SmallerTypical 0.2 acBigger

Bigger than 81% of homes nearby

Year built1945
OlderTypical 1970Newer

Newer than 36% of homes nearby

How 45 River Bluff Rd ranks against every home in each area.
MeasureThis homeElgin 60120Kane County
Living areabigger than3,974 ft²almost all homes98% of homes
Lot sizebigger than0.49 ac81% of homes82% of homes
Year builtnewer than194536% of homes17% of homes

About 45 River Bluff Rd

When did 45 River Bluff Rd, Elgin, IL last sell?

45 River Bluff Rd, Elgin, IL last sold on Dec 17, 2020 for $335,000, according to the county's recorded deed.

How big is 45 River Bluff Rd, Elgin, IL?

45 River Bluff Rd, Elgin, IL has 4 bedrooms, 2.5 bathrooms, 3,974 square feet of living space and a 0.49-acre lot.

When was 45 River Bluff Rd, Elgin, IL built?

45 River Bluff Rd, Elgin, IL was built in 1945, making it 81 years old. The building has 1 story.

What schools serve 45 River Bluff Rd, Elgin, IL?

45 River Bluff Rd, Elgin, IL is assigned to McKinley Elementary School (elementary), rated D+; Larsen Middle School (middle), rated C-; Elgin High School (high), rated D-. All sit in School District U-46. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 River Bluff Rd, Elgin, IL compare to other homes in Elgin 60120?

Among the 13,137 homes in Elgin 60120, it is bigger than almost all of them (3,974 ft² against a typical 1,424 ft²), its lot is bigger than 81% of them (0.49 ac against a typical 0.2 ac) and it is newer than 36% of them (1945 against a typical 1970). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 River Bluff Rd, Elgin, IL?

The 2025 property tax bill for 45 River Bluff Rd, Elgin, IL was $10,875. The county assessed it at $150,542.

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