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Single Family ResidenceResidential
$411,392$296 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $50,000 on Aug 19, 2010

45 RIVER ST

WEST WARWICK, RI 02893
3
Beds
1.5
Baths
1,392 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.44 ac
Lot SizeThe size of the land the home sits on, from county records.
1928
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$411K
$378K low$445K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$50,000 · Aug 19, 2010
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$310,142
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$248,114
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.27%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$101,250
STEARS LENDING · recorded Sep 17, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,241 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$296,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$67,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$229,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$249,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$470,345

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.113 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyKENT
Lot (acres)The size of the land the home sits on, from county records.0.44
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 02893These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.123
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.111
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.59

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.30,940
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,959 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,899
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,613
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 River St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 73% of homes in Kent County
  • Has a bigger lot than 91% of homes in West Warwick 02893
  • Older than 84% of homes in Kent County

What homes are worth in West Warwick 02893

Each bar is how many homes fall in that price range. The marker is this home.

This home
$230K$649K

This home is worth more than 56% of homes in West Warwick 02893.

How it measures up in West Warwick 02893

The dot is this home. The mark in the middle is the typical home in West Warwick 02893.

Estimated value$411,392
CheaperTypical $397,995Pricier

Pricier than 56% of homes nearby

Price per ft²$296
CheaperTypical $311Pricier

Pricier than 40% of homes nearby

Living area1,392 ft²
SmallerTypical 1,274 ft²Bigger

Bigger than 59% of homes nearby

Lot size0.44 ac
SmallerTypical 0.22 acBigger

Bigger than 91% of homes nearby

Year built1928
OlderTypical 1967Newer

Newer than 21% of homes nearby

How 45 River St ranks against every home in each area.
MeasureThis homeWest Warwick 02893Kent County
Estimated valuepricier than$411,39256% of homes42% of homes
Price per ft²pricier than$29640% of homes27% of homes
Living areabigger than1,392 ft²59% of homes56% of homes
Lot sizebigger than0.44 ac91% of homes71% of homes
Year builtnewer than192821% of homes16% of homes

About 45 River St

How much is 45 River St, West Warwick, RI worth?

The TopHap Estimate for 45 River St, West Warwick, RI is $411,392 as of Jul 14, 2026. The likely range is $377,676 to $445,108. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 River St, West Warwick, RI last sell?

45 River St, West Warwick, RI last sold on Aug 19, 2010 for $50,000, according to the county's recorded deed.

How big is 45 River St, West Warwick, RI?

45 River St, West Warwick, RI has 3 bedrooms, 1.5 bathrooms, 1,392 square feet of living space and a 0.44-acre lot.

When was 45 River St, West Warwick, RI built?

45 River St, West Warwick, RI was built in 1928, making it 98 years old. The building has 2 stories.

How does 45 River St, West Warwick, RI compare to other homes in West Warwick 02893?

Among the 9,212 homes in West Warwick 02893, it is worth more than 56% of them ($411,392 against a typical $397,995), its price per square foot is higher than 40% of them ($296 against a typical $311), it is bigger than 59% of them (1,392 ft² against a typical 1,274 ft²), its lot is bigger than 91% of them (0.44 ac against a typical 0.22 ac) and it is newer than 21% of them (1928 against a typical 1967). Measured against all of Kent County, it is worth more than 42% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 River St, West Warwick, RI?

The 2025 property tax bill for 45 River St, West Warwick, RI was $4,241. The county assessed it at $296,800.

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