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Single Family ResidenceResidential
$531,589$374 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

45 RIVERDALE AVE

HAVERHILL, MA 01835
3
Beds
1
Baths
1,421 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.63 ac
Lot SizeThe size of the land the home sits on, from county records.
1937
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$532K
$494K low$569K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$441,589
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$353,271
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.17%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$90,000
OPTION ONE MORTGAGE CORP · recorded Jul 30, 2003

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,923 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$459,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$244,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$215,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$459,515

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.120 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyESSEX
Lot (acres)The size of the land the home sits on, from county records.0.63
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(3)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Caleb Dustin Hunking SchoolB-
Elementary · Grades KG–8 · 0.8 mi
H
Haverhill High SchoolC
High · Grades 9–12 · 1.9 mi

District: Haverhill School District

Neighborhood · ZIP 01835These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.77
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.95

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.14,967
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,689 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$100,108
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$112,552
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Riverdale Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 78% of homes in Essex County
  • Costs more per square foot than 70% of homes in Haverhill 01835
  • Smaller than 74% of homes in Haverhill 01835
  • Has a bigger lot than 86% of homes in Haverhill 01835

What homes are worth in Haverhill 01835

Each bar is how many homes fall in that price range. The marker is this home.

This home
$310K$999K

This home is worth more than 39% of homes in Haverhill 01835.

How it measures up in Haverhill 01835

The dot is this home. The mark in the middle is the typical home in Haverhill 01835.

Estimated value$531,589
CheaperTypical $576,590Pricier

Pricier than 39% of homes nearby

Price per ft²$374
CheaperTypical $340Pricier

Pricier than 70% of homes nearby

Living area1,421 ft²
SmallerTypical 1,726 ft²Bigger

Bigger than 26% of homes nearby

Lot size0.63 ac
SmallerTypical 0.25 acBigger

Bigger than 86% of homes nearby

Year built1937
OlderTypical 1977Newer

Newer than 38% of homes nearby

How 45 Riverdale Ave ranks against every home in each area.
MeasureThis homeHaverhill 01835Essex County
Estimated valuepricier than$531,58939% of homes22% of homes
Price per ft²pricier than$37470% of homes36% of homes
Living areabigger than1,421 ft²26% of homes30% of homes
Lot sizebigger than0.63 ac86% of homes75% of homes
Year builtnewer than193738% of homes36% of homes

About 45 Riverdale Ave

How much is 45 Riverdale Ave, Haverhill, MA worth?

The TopHap Estimate for 45 Riverdale Ave, Haverhill, MA is $531,589 as of Jul 14, 2026. The likely range is $493,789 to $569,389. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Riverdale Ave, Haverhill, MA last sell?

45 Riverdale Ave, Haverhill, MA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 45 Riverdale Ave, Haverhill, MA?

45 Riverdale Ave, Haverhill, MA has 3 bedrooms, 1 bathrooms, 1,421 square feet of living space and a 0.63-acre lot.

When was 45 Riverdale Ave, Haverhill, MA built?

45 Riverdale Ave, Haverhill, MA was built in 1937, making it 89 years old. The building has 2 stories.

What schools serve 45 Riverdale Ave, Haverhill, MA?

45 Riverdale Ave, Haverhill, MA is assigned to Caleb Dustin Hunking School (elementary), rated B-; Haverhill High School (high), rated C. All sit in Haverhill School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Riverdale Ave, Haverhill, MA compare to other homes in Haverhill 01835?

Among the 4,509 homes in Haverhill 01835, it is worth more than 39% of them ($531,589 against a typical $576,590), its price per square foot is higher than 70% of them ($374 against a typical $340), it is bigger than 26% of them (1,421 ft² against a typical 1,726 ft²), its lot is bigger than 86% of them (0.63 ac against a typical 0.25 ac) and it is newer than 38% of them (1937 against a typical 1977). Measured against all of Essex County, it is worth more than 22% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Riverdale Ave, Haverhill, MA?

The 2025 property tax bill for 45 Riverdale Ave, Haverhill, MA was $4,923. The county assessed it at $459,700.

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Assigned schools

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