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Single Family ResidenceResidential
$747,946$299 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $715,000 on Jun 11, 2025

45 RIVERWOOD DR

OSWEGO, IL 60543
4
Beds
4.5
Baths
2,502 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.06 ac
Lot SizeThe size of the land the home sits on, from county records.
1986
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$748K
$707K low$789K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$715,000 · Jun 11, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$329,946
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$263,957
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.56%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$418,000
MLD MORTGAGE · 6.87% 2 · recorded Jun 11, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,409 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$186,174 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$19,434
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$166,740
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$162,056
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$558,522

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.10
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
24
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
27
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Bi-Level
CountyKENDALL
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Grande Reserve Elementary SchoolA-
Elementary · Grades KG–6 · 1.0 mi
H
Yorkville High SchoolB+
High · Grades 9–12 · 3.9 mi
M
Yorkville Middle SchoolC+
Middle · Grades 7–8 · 4.6 mi

District: Yorkville Community Unit School District 115

Neighborhood · ZIP 60543These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.72
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.51

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.49,226
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,097 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$116,485
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$134,927
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Riverwood Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Oswego 60543
  • Costs more per square foot than 98% of homes in Kendall County
  • Bigger than 72% of homes in Kendall County
  • Has a bigger lot than 96% of homes in Oswego 60543
  • Older than 81% of homes in Oswego 60543

What homes are worth in Oswego 60543

Each bar is how many homes fall in that price range. The marker is this home.

This home
$176K$713K

This home is worth more than almost all homes in Oswego 60543.

How it measures up in Oswego 60543

The dot is this home. The mark in the middle is the typical home in Oswego 60543.

Estimated value$747,946
CheaperTypical $417,218Pricier

Pricier than almost all homes nearby

Price per ft²$299
CheaperTypical $197Pricier

Pricier than 97% of homes nearby

Living area2,502 ft²
SmallerTypical 2,132 ft²Bigger

Bigger than 68% of homes nearby

Lot size2.06 ac
SmallerTypical 0.25 acBigger

Bigger than 96% of homes nearby

Year built1986
OlderTypical 2001Newer

Newer than 19% of homes nearby

How 45 Riverwood Dr ranks against every home in each area.
MeasureThis homeOswego 60543Kendall County
Estimated valuepricier than$747,946almost all homes98% of homes
Price per ft²pricier than$29997% of homes98% of homes
Living areabigger than2,502 ft²68% of homes72% of homes
Lot sizebigger than2.06 ac96% of homes95% of homes
Year builtnewer than198619% of homes23% of homes

About 45 Riverwood Dr

How much is 45 Riverwood Dr, Oswego, IL worth?

The TopHap Estimate for 45 Riverwood Dr, Oswego, IL is $747,946 as of Jul 14, 2026. The likely range is $707,272 to $788,620. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Riverwood Dr, Oswego, IL last sell?

45 Riverwood Dr, Oswego, IL last sold on Jun 11, 2025 for $715,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 45 Riverwood Dr, Oswego, IL?

45 Riverwood Dr, Oswego, IL has 4 bedrooms, 4.5 bathrooms and 2,502 square feet of living space.

When was 45 Riverwood Dr, Oswego, IL built?

45 Riverwood Dr, Oswego, IL was built in 1986, making it 40 years old. It is a bi-level home. The building has 2 stories.

What schools serve 45 Riverwood Dr, Oswego, IL?

45 Riverwood Dr, Oswego, IL is assigned to Grande Reserve Elementary School (elementary), rated A-; Yorkville High School (high), rated B+; Yorkville Middle School (middle), rated C+. All sit in Yorkville Community Unit School District 115. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Riverwood Dr, Oswego, IL compare to other homes in Oswego 60543?

Among the 13,613 homes in Oswego 60543, it is worth more than almost all of them ($747,946 against a typical $417,218), its price per square foot is higher than 97% of them ($299 against a typical $197), it is bigger than 68% of them (2,502 ft² against a typical 2,132 ft²), its lot is bigger than 96% of them (2.06 ac against a typical 0.25 ac) and it is newer than 19% of them (1986 against a typical 2001). Measured against all of Kendall County, it is worth more than 98% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Riverwood Dr, Oswego, IL?

The 2025 property tax bill for 45 Riverwood Dr, Oswego, IL was $7,409. The county assessed it at $186,174.

Closest homes

More homes in Oswego 60543

Assigned schools

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