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Single Family ResidenceResidential
$1,111,192$182 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 79How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

45 RIVIERA CT

WHITTIER, NC 28789
4
Beds
4
Baths
6,093 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.68 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$1.1M
$875K low$1.3M high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,381 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$552,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$33,350
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$519,250
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$552,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$552,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
31
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
80
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
97
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
17
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySWAIN
Lot (acres)The size of the land the home sits on, from county records.0.68
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cherokee Extension School
Elementary · Grades KG–12 · 4.6 mi

District: Swain County Schools

Neighborhood · ZIP 28789These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.95
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.126

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.76%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.6,378
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.109 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$44,427
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$71,228
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Riviera Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Whittier 28789
  • Among the largest homes in Whittier 28789
  • Has a smaller lot than 85% of homes in Whittier 28789
  • Newer than 86% of homes in Whittier 28789

What homes are worth in Whittier 28789

Each bar is how many homes fall in that price range. The marker is this home.

This home
$56K$771K

This home is worth more than almost all homes in Whittier 28789.

How it measures up in Whittier 28789

The dot is this home. The mark in the middle is the typical home in Whittier 28789.

Estimated value$1,111,192
CheaperTypical $274,630Pricier

Pricier than almost all homes nearby

Price per ft²$182
CheaperTypical $192Pricier

Pricier than 45% of homes nearby

Living area6,093 ft²
SmallerTypical 1,458 ft²Bigger

Bigger than almost all homes nearby

Lot size0.68 ac
SmallerTypical 1.08 acBigger

Bigger than 15% of homes nearby

Year built2005
OlderTypical 1990Newer

Newer than 86% of homes nearby

How 45 Riviera Ct ranks against every home in each area.
MeasureThis homeWhittier 28789Swain County
Estimated valuepricier than$1,111,192almost all homes98% of homes
Price per ft²pricier than$18245% of homes63% of homes
Living areabigger than6,093 ft²almost all homes98% of homes
Lot sizebigger than0.68 ac15% of homes26% of homes
Year builtnewer than200586% of homes86% of homes

About 45 Riviera Ct

How much is 45 Riviera Ct, Whittier, NC worth?

The TopHap Estimate for 45 Riviera Ct, Whittier, NC is $1,111,192 as of Aug 30, 2026. The likely range is $875,395 to $1,346,989. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Riviera Ct, Whittier, NC last sell?

45 Riviera Ct, Whittier, NC last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 45 Riviera Ct, Whittier, NC?

45 Riviera Ct, Whittier, NC has 4 bedrooms, 4 bathrooms, 6,093 square feet of living space and a 0.68-acre lot.

When was 45 Riviera Ct, Whittier, NC built?

45 Riviera Ct, Whittier, NC was built in 2005, making it 21 years old. The building has 1 story.

What schools serve 45 Riviera Ct, Whittier, NC?

45 Riviera Ct, Whittier, NC is assigned to Cherokee Extension School (elementary). All sit in Swain County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Riviera Ct, Whittier, NC compare to other homes in Whittier 28789?

Among the 2,999 homes in Whittier 28789, it is worth more than almost all of them ($1,111,192 against a typical $274,630), its price per square foot is higher than 45% of them ($182 against a typical $192), it is bigger than almost all of them (6,093 ft² against a typical 1,458 ft²), its lot is bigger than 15% of them (0.68 ac against a typical 1.08 ac) and it is newer than 86% of them (2005 against a typical 1990). Measured against all of Swain County, it is worth more than 98% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Riviera Ct, Whittier, NC?

The 2026 property tax bill for 45 Riviera Ct, Whittier, NC was $2,381. The county assessed it at $552,600.

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