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Single Family ResidenceResidential
$247,626$204 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

45 ROOSEVELT ST

PALMER, MA 01069
3
Beds
1
Baths
1,216 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$248K
$221K low$274K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,380 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$186,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$50,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$136,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$166,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
10
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
61
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
93
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
36
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyHampden
Lot (acres)The size of the land the home sits on, from county records.0.11
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Old Mill PondD+
Elementary · Grades PK–6 · 1.3 mi
M
Palmer High SchoolC+
Middle · Grades 7–12 · 1.4 mi

District: Palmer School District

Neighborhood · ZIP 01069These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.111
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.61

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.10,418
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.344 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,410
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,368
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Roosevelt St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 91% of homes in Palmer 01069
  • Costs less per square foot than 77% of homes in Hampden County
  • Smaller than 72% of homes in Hampden County
  • Has a smaller lot than 97% of homes in Palmer 01069
  • Older than 81% of homes in Hampden County

What homes are worth in Palmer 01069

Each bar is how many homes fall in that price range. The marker is this home.

This home
$188K$639K

This home is worth more than 9% of homes in Palmer 01069.

How it measures up in Palmer 01069

The dot is this home. The mark in the middle is the typical home in Palmer 01069.

Estimated value$247,626
CheaperTypical $336,948Pricier

Pricier than 9% of homes nearby

Price per ft²$204
CheaperTypical $243Pricier

Pricier than 25% of homes nearby

Living area1,216 ft²
SmallerTypical 1,474 ft²Bigger

Bigger than 31% of homes nearby

Lot size0.11 ac
SmallerTypical 0.67 acBigger

Bigger than 3% of homes nearby

Year built1920
OlderTypical 1962Newer

Newer than 23% of homes nearby

How 45 Roosevelt St ranks against every home in each area.
MeasureThis homePalmer 01069Hampden County
Estimated valuepricier than$247,6269% of homes13% of homes
Price per ft²pricier than$20425% of homes23% of homes
Living areabigger than1,216 ft²31% of homes28% of homes
Lot sizebigger than0.11 ac3% of homes4% of homes
Year builtnewer than192023% of homes19% of homes

About 45 Roosevelt St

How much is 45 Roosevelt St, Palmer, MA worth?

The TopHap Estimate for 45 Roosevelt St, Palmer, MA is $247,626 as of Aug 30, 2026. The likely range is $221,489 to $273,763. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Roosevelt St, Palmer, MA last sell?

45 Roosevelt St, Palmer, MA last sold on Dec 29, 1989, according to the county's recorded deed.

How big is 45 Roosevelt St, Palmer, MA?

45 Roosevelt St, Palmer, MA has 3 bedrooms, 1 bathrooms, 1,216 square feet of living space and a 0.11-acre lot.

When was 45 Roosevelt St, Palmer, MA built?

45 Roosevelt St, Palmer, MA was built in 1920, making it 106 years old. It is a cape cod home. The building has 2 stories.

What schools serve 45 Roosevelt St, Palmer, MA?

45 Roosevelt St, Palmer, MA is assigned to Old Mill Pond (elementary), rated D+; Palmer High School (middle), rated C+. All sit in Palmer School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Roosevelt St, Palmer, MA compare to other homes in Palmer 01069?

Among the 3,192 homes in Palmer 01069, it is worth more than 9% of them ($247,626 against a typical $336,948), its price per square foot is higher than 25% of them ($204 against a typical $243), it is bigger than 31% of them (1,216 ft² against a typical 1,474 ft²), its lot is bigger than 3% of them (0.11 ac against a typical 0.67 ac) and it is newer than 23% of them (1920 against a typical 1962). Measured against all of Hampden County, it is worth more than 13% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Roosevelt St, Palmer, MA?

The 2025 property tax bill for 45 Roosevelt St, Palmer, MA was $3,380. The county assessed it at $186,200.

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