Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$122,298$95 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $33,000 on Oct 2, 2000

45 ROSS ST

ROCHESTER, NY 14615
3
Beds
2 / 1
Baths
1,290 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.13 ac
Lot SizeThe size of the land the home sits on, from county records.
1926
Year BuiltThe year the home was originally built, according to county records.
3
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$122K
$110K low$135K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$33,000 · Oct 2, 2000
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$102,298
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$81,838
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.16%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$12,000
ESL FCU · recorded Oct 20, 2022
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$8,000
ESL FCU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,044 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$111,500 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$7,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$104,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$111,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$111,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.29
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
3
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
58
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
70
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
14
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyMonroe
Lot (acres)The size of the land the home sits on, from county records.0.13
HeatingThe type of heating system in the home.Forced Air
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
School 54-Flower City Community SchoolC+
Elementary · Grades PK–6 · 2.4 mi
M
School 58-World of Inquiry SchoolD-
Middle · Grades PK–12 · 3.6 mi

District: Rochester City School District

Neighborhood · ZIP 14615These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.57

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.17,044
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,932 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,818
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$69,595
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.51%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Ross St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 93% of homes in Monroe County
  • Costs less per square foot than 91% of homes in Monroe County
  • Smaller than 77% of homes in Monroe County
  • Has a smaller lot than 78% of homes in Monroe County
  • Older than 79% of homes in Monroe County

What homes are worth in Rochester 14615

Each bar is how many homes fall in that price range. The marker is this home.

This home
$90K$296K

This home is worth more than 15% of homes in Rochester 14615.

How it measures up in Rochester 14615

The dot is this home. The mark in the middle is the typical home in Rochester 14615.

Estimated value$122,298
CheaperTypical $172,943Pricier

Pricier than 15% of homes nearby

Price per ft²$95
CheaperTypical $129Pricier

Pricier than 16% of homes nearby

Living area1,290 ft²
SmallerTypical 1,404 ft²Bigger

Bigger than 37% of homes nearby

Lot size0.13 ac
SmallerTypical 0.16 acBigger

Bigger than 35% of homes nearby

Year built1926
OlderTypical 1945Newer

Newer than 28% of homes nearby

How 45 Ross St ranks against every home in each area.
MeasureThis homeRochester 14615Monroe County
Estimated valuepricier than$122,29815% of homes7% of homes
Price per ft²pricier than$9516% of homes9% of homes
Living areabigger than1,290 ft²37% of homes23% of homes
Lot sizebigger than0.13 ac35% of homes22% of homes
Year builtnewer than192628% of homes21% of homes

About 45 Ross St

How much is 45 Ross St, Rochester, NY worth?

The TopHap Estimate for 45 Ross St, Rochester, NY is $122,298 as of Jul 14, 2026. The likely range is $109,625 to $134,971. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Ross St, Rochester, NY last sell?

45 Ross St, Rochester, NY last sold on Oct 2, 2000 for $33,000, according to the county's recorded deed.

How big is 45 Ross St, Rochester, NY?

45 Ross St, Rochester, NY has 3 bedrooms, 2 bathrooms, 1,290 square feet of living space and a 0.13-acre lot.

When was 45 Ross St, Rochester, NY built?

45 Ross St, Rochester, NY was built in 1926, making it 100 years old. It is a traditional/old home. The building has 3 stories.

What schools serve 45 Ross St, Rochester, NY?

45 Ross St, Rochester, NY is assigned to School 54-Flower City Community School (elementary), rated C+; School 58-World of Inquiry School (middle), rated D-. All sit in Rochester City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Ross St, Rochester, NY compare to other homes in Rochester 14615?

Among the 4,731 homes in Rochester 14615, it is worth more than 15% of them ($122,298 against a typical $172,943), its price per square foot is higher than 16% of them ($95 against a typical $129), it is bigger than 37% of them (1,290 ft² against a typical 1,404 ft²), its lot is bigger than 35% of them (0.13 ac against a typical 0.16 ac) and it is newer than 28% of them (1926 against a typical 1945). Measured against all of Monroe County, it is worth more than 7% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Ross St, Rochester, NY?

The 2024 property tax bill for 45 Ross St, Rochester, NY was $1,044. The county assessed it at $111,500.

More homes on Ross St

Closest homes

More homes in Rochester 14615

Assigned schools

Explore the area

See this home in context

Open 45 Ross St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map