Single Family ResidenceResidential
$624,014$466 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $187,500 on Apr 3, 1995
45 RUBY LN
STRATFORD, CT 06614
3
Beds
3
Baths
1,340 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.28 ac
Lot SizeThe size of the land the home sits on, from county records.
1994
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.
Valuation
$624K
$559K low$689K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$187,500 · Apr 3, 1995
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$446,014
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$356,811
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.31%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$168,000
ALLY BANK · recorded Nov 20, 2012
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$10,000
PEOPLES BANK
Tax & Assessment
Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,664 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$215,530 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$95,620
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$119,910
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$215,530
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$150,871
Climate Risk
Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
4
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
62
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
95
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
43
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal
Scores 0–100; higher = greater projected risk.
Property Facts
Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Raised Ranch
CountyGREATER BRIDGEPORT
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1998
Lot (acres)The size of the land the home sits on, from county records.0.28
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck
Transaction History(5)
Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.
EHM
Second Hill Lane Elementary SchoolC-
Elementary · Grades KG–6 · 0.7 mi
Burnell High SchoolA-
High · Grades 9–12 · 1.1 mi
Harry B. Flood Middle SchoolC
Middle · Grades 7–8 · 2.4 mi
District: Stratford School District
Neighborhood · ZIP 06614These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.
CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.64
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.114
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.70
Index scale: 100 = US average (tick). Lower is better.
Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.39,371
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,426 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$102,518
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$138,648
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%
Ownership
OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No
Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.
How this home compares
45 Ruby Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.
- Worth more than 90% of homes in Stratford 06614
- Costs more per square foot than 97% of homes in Stratford 06614
- Smaller than 71% of homes in Greater Bridgeport County
- Has a bigger lot than 73% of homes in Stratford 06614
- Newer than 96% of homes in Stratford 06614
What homes are worth in Stratford 06614
Each bar is how many homes fall in that price range. The marker is this home.
This home
$196K$802K
This home is worth more than 90% of homes in Stratford 06614.
How it measures up in Stratford 06614
The dot is this home. The mark in the middle is the typical home in Stratford 06614.
Estimated value$624,014
CheaperTypical $486,294Pricier
Pricier than 90% of homes nearby
Price per ft²$466
CheaperTypical $318Pricier
Pricier than 97% of homes nearby
Living area1,340 ft²
SmallerTypical 1,446 ft²Bigger
Bigger than 34% of homes nearby
Lot size0.28 ac
SmallerTypical 0.22 acBigger
Bigger than 73% of homes nearby
Year built1994
OlderTypical 1958Newer
Newer than 96% of homes nearby
| Measure | This home | Stratford 06614 | Greater Bridgeport County |
|---|---|---|---|
| Estimated valuepricier than | $624,014 | 90% of homes | 56% of homes |
| Price per ft²pricier than | $466 | 97% of homes | 80% of homes |
| Living areabigger than | 1,340 ft² | 34% of homes | 29% of homes |
| Lot sizebigger than | 0.28 ac | 73% of homes | 57% of homes |
| Year builtnewer than | 1994 | 96% of homes | 91% of homes |
About 45 Ruby Ln
How much is 45 Ruby Ln, Stratford, CT worth?
The TopHap Estimate for 45 Ruby Ln, Stratford, CT is $624,014 as of Jul 14, 2026. The likely range is $559,112 to $688,916. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.
When did 45 Ruby Ln, Stratford, CT last sell?
45 Ruby Ln, Stratford, CT last sold on Apr 3, 1995 for $187,500, according to the county's recorded deed.
How big is 45 Ruby Ln, Stratford, CT?
45 Ruby Ln, Stratford, CT has 3 bedrooms, 3 bathrooms, 1,340 square feet of living space and a 0.28-acre lot.
When was 45 Ruby Ln, Stratford, CT built?
45 Ruby Ln, Stratford, CT was built in 1994, making it 32 years old. It is a raised ranch home. The building has 1 story.
What schools serve 45 Ruby Ln, Stratford, CT?
45 Ruby Ln, Stratford, CT is assigned to Second Hill Lane Elementary School (elementary), rated C-; Burnell High School (high), rated A-; Harry B. Flood Middle School (middle), rated C. All sit in Stratford School District. Attendance boundaries change — confirm with the district before relying on an assignment.
How does 45 Ruby Ln, Stratford, CT compare to other homes in Stratford 06614?
Among the 12,172 homes in Stratford 06614, it is worth more than 90% of them ($624,014 against a typical $486,294), its price per square foot is higher than 97% of them ($466 against a typical $318), it is bigger than 34% of them (1,340 ft² against a typical 1,446 ft²), its lot is bigger than 73% of them (0.28 ac against a typical 0.22 ac) and it is newer than 96% of them (1994 against a typical 1958). Measured against all of Greater Bridgeport County, it is worth more than 56% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.
What are the property taxes on 45 Ruby Ln, Stratford, CT?
The 2025 property tax bill for 45 Ruby Ln, Stratford, CT was $8,664. The county assessed it at $215,530.
More homes on Ruby Ln
- 65 Ruby Ln$555K3 bd · 2.5 ba · 1,539 ft² · Sold $525K · Jul 2025
- 110 Ruby Ln$519K3 bd · 1.5 ba · 1,080 ft² · Sold $390K · May 2024
- 70 Ruby Ln4 bd · 3 ba · 1,820 ft² · Sold $395K · Aug 2022
- 15 Ruby Ln3 bd · 2.5 ba · 1,819 ft² · Sold $478K · Feb 2022
- 150 Ruby Ln$537K3 bd · 1.5 ba · 1,080 ft² · Sold $440K · Feb 2022
- 10 Ruby Ln$704K3 bd · 2.5 ba · 1,431 ft² · Sold $480K · Jan 2022
- 125 Ruby Ln$554K3 bd · 1.5 ba · 1,080 ft² · Sold $285K · Apr 2018
- 90 Ruby Ln$815K4 bd · 3.5 ba · 2,638 ft² · Sold $400K · Jun 2017
- 50 Ruby Ln$745K4 bd · 2.5 ba · 2,542 ft² · Sold $385K · Sep 2009
- 105 Ruby Ln$428K3 bd · 2 ba · 1,080 ft² · Sold $205K · Feb 2008
- 85 Ruby Ln$580K5 bd · 3 ba · 2,111 ft² · Sold $384K · Apr 2007
- 25 Ruby Ln$618K4 bd · 2.5 ba · 2,027 ft² · Sold $440K · Sep 2005
Closest homes
- 50 Gem St$671K113 ft · 5 bd · 2.5 ba · 2,086 ft² · Sold $205K · Dec 1988
- 25 Ruby Ln$618K98 ft · 4 bd · 2.5 ba · 2,027 ft² · Sold $440K · Sep 2005
- 65 Ruby Ln$555K98 ft · 3 bd · 2.5 ba · 1,539 ft² · Sold $525K · Jul 2025
- 20 Gem St$543K137 ft · 3 bd · 2.5 ba · 1,234 ft² · Sold $265K · Jun 2019
- 70 Gem St$594K162 ft · 4 bd · 2.5 ba · 1,416 ft² · Sold $210K · Nov 2015
- 50 Ruby Ln$745K167 ft · 4 bd · 2.5 ba · 2,542 ft² · Sold $385K · Sep 2009
- 30 Ruby Ln$707K188 ft · 3 bd · 2.5 ba · 2,070 ft² · Sold $25K · Jul 1993
- 70 Ruby Ln195 ft · 4 bd · 3 ba · 1,820 ft² · Sold $395K · Aug 2022
More homes in Stratford 06614
- 155 Middlebrook Rd$502K3 bd · 1.5 ba · 1,225 ft² · Sold $90K · Jul 2026
- 513 Opa Ln$585K1 bd · 2.5 ba · 1,620 ft² · Sold $595K · Jul 2026
- 82 Garden St$550K3 bd · 2 ba · 1,822 ft² · Sold $325K · Jul 2026
- 56 Stonybrook Rd$450K3 bd · 1 ba · 1,373 ft² · Sold $425K · Jul 2026
- 170 Whippoorwill Ln$943K4 bd · 2.5 ba · 2,804 ft² · Sold $934K · Jul 2026
- 494 Franklin Ave$585K3 bd · 2.5 ba · 1,746 ft² · Sold $590K · Jul 2026
- 35 Birchwood Sq$530K3 bd · 2 ba · 1,653 ft² · Sold $535K · Jul 2026
- 209 Acorn Ln$575K1 bd · 3 ba · 1,438 ft² · Sold $575K · Jul 2026
- 664 Osage Ln$499K1 bd · 3 ba · 1,438 ft² · Sold $478K · Jul 2026
- 322 Weber St$430K3 bd · 1.5 ba · 1,306 ft² · Sold $430K · Jul 2026
- 206 Bridgeview Pl$549K3 bd · 1 ba · 1,118 ft² · Sold $540K · Jul 2026
- 34 Terrill Rd$525K3 bd · 2 ba · 1,318 ft² · Sold $525K · Jul 2026
Assigned schools
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