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Single Family ResidenceResidential
$957,765$556 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $258,000 on Aug 28, 1997

45 RUSTIC LN

READING, MA 01867
3
Beds
1.5
Baths
1,723 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.46 ac
Lot SizeThe size of the land the home sits on, from county records.
1972
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$958K
$910K low$1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$258,000 · Aug 28, 1997
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$687,265
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$549,812
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.28%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$235,500
TOP FLITE FINANCIAL I · recorded Apr 6, 2012
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$35,000
CENTURY BANK & TRUST CO

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,265 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$901,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$565,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$335,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$953,515

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyMIDDLESEX
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1975
Lot (acres)The size of the land the home sits on, from county records.0.46
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.Yes

Transaction History(12)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
J. Warren Killam Elementary SchoolA
Elementary · Grades KG–5 · 0.5 mi
M
Arthur W. Coolidge Middle SchoolA-
Middle · Grades 6–8 · 0.9 mi
H
Reading Memorial High SchoolA-
High · Grades 9–12 · 1.1 mi

District: Reading School District

Neighborhood · ZIP 01867These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.29
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.81

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.37%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.25,631
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,546 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$145,651
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$169,912
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Rustic Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 67% of homes in Middlesex County
  • Costs more per square foot than 86% of homes in Reading 01867
  • Newer than 66% of homes in Reading 01867

What homes are worth in Reading 01867

Each bar is how many homes fall in that price range. The marker is this home.

This home
$393K$1.6M

This home is worth more than 64% of homes in Reading 01867.

How it measures up in Reading 01867

The dot is this home. The mark in the middle is the typical home in Reading 01867.

Estimated value$957,765
CheaperTypical $868,423Pricier

Pricier than 64% of homes nearby

Price per ft²$556
CheaperTypical $462Pricier

Pricier than 86% of homes nearby

Living area1,723 ft²
SmallerTypical 1,938 ft²Bigger

Bigger than 39% of homes nearby

Lot size0.46 ac
SmallerTypical 0.35 acBigger

Bigger than 61% of homes nearby

Year built1972
OlderTypical 1959Newer

Newer than 66% of homes nearby

How 45 Rustic Ln ranks against every home in each area.
MeasureThis homeReading 01867Middlesex County
Estimated valuepricier than$957,76564% of homes67% of homes
Price per ft²pricier than$55686% of homes69% of homes
Living areabigger than1,723 ft²39% of homes45% of homes
Lot sizebigger than0.46 ac61% of homes62% of homes
Year builtnewer than197266% of homes66% of homes

About 45 Rustic Ln

How much is 45 Rustic Ln, Reading, MA worth?

The TopHap Estimate for 45 Rustic Ln, Reading, MA is $957,765 as of Jul 14, 2026. The likely range is $909,612 to $1,005,918. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Rustic Ln, Reading, MA last sell?

45 Rustic Ln, Reading, MA last sold on Aug 28, 1997 for $258,000, according to the county's recorded deed.

How big is 45 Rustic Ln, Reading, MA?

45 Rustic Ln, Reading, MA has 3 bedrooms, 1.5 bathrooms, 1,723 square feet of living space and a 0.46-acre lot.

When was 45 Rustic Ln, Reading, MA built?

45 Rustic Ln, Reading, MA was built in 1972, making it 54 years old. It is a split level home. The building has 1 story.

What schools serve 45 Rustic Ln, Reading, MA?

45 Rustic Ln, Reading, MA is assigned to J. Warren Killam Elementary School (elementary), rated A; Arthur W. Coolidge Middle School (middle), rated A-; Reading Memorial High School (high), rated A-. All sit in Reading School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Rustic Ln, Reading, MA compare to other homes in Reading 01867?

Among the 8,629 homes in Reading 01867, it is worth more than 64% of them ($957,765 against a typical $868,423), its price per square foot is higher than 86% of them ($556 against a typical $462), it is bigger than 39% of them (1,723 ft² against a typical 1,938 ft²), its lot is bigger than 61% of them (0.46 ac against a typical 0.35 ac) and it is newer than 66% of them (1972 against a typical 1959). Measured against all of Middlesex County, it is worth more than 67% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Rustic Ln, Reading, MA?

The 2025 property tax bill for 45 Rustic Ln, Reading, MA was $10,265. The county assessed it at $901,200.

More homes on Rustic Ln

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Assigned schools

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