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Residential (General/Single)Residential
$642,519$123 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $550,000 on Jun 8, 2021

45 RUTH AVE

CLIFTON, NJ 07014
0
Baths
5,212 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.38 ac
Lot SizeThe size of the land the home sits on, from county records.
2022
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$643K
$546K low$739K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$550,000 · Jun 8, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$154,519
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$123,615
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.45%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$488,000
LAKELAND BANK · recorded Aug 19, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$26,514 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$432,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$104,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$327,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$432,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$432,600

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyPASSAIC
Lot (acres)The size of the land the home sits on, from county records.0.38
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
School #8B
Elementary · Grades PK–5 · 0.7 mi
H
Clifton High SchoolD-
High · Grades 9–12 · 2.8 mi
M
Christopher Columbus Middle SchoolC-
Middle · Grades 6–8 · 3.4 mi

District: Clifton City School District

Neighborhood · ZIP 07014These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.75
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.112
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.119

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.5,538
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,881 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$100,508
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$134,875
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Ruth Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Clifton 07014
  • Among the lowest price per square foot in Knollwood
  • Among the largest homes in Knollwood
  • Among the largest lots in Knollwood
  • Among the newest homes in Knollwood

What homes are worth in Clifton 07014

Each bar is how many homes fall in that price range. The marker is this home.

This home
$303K$1M

This home is worth more than 91% of homes in Clifton 07014.

How it measures up in Clifton 07014

The dot is this home. The mark in the middle is the typical home in Clifton 07014.

Estimated value$642,519
CheaperTypical $440,794Pricier

Pricier than 91% of homes nearby

Price per ft²$123
CheaperTypical $296Pricier

Cheaper than almost all homes nearby

Living area5,212 ft²
SmallerTypical 1,487 ft²Bigger

Bigger than almost all homes nearby

Lot size0.38 ac
SmallerTypical 0.1 acBigger

Bigger than almost all homes nearby

Year built2022
OlderTypical 1957Newer

Newer than almost all homes nearby

How 45 Ruth Ave ranks against every home in each area.
MeasureThis homeKnollwoodClifton 07014Passaic County
Estimated valuepricier than$642,51983% of homes91% of homes64% of homes
Price per ft²pricier than$123almost no homesalmost no homesalmost no homes
Living areabigger than5,212 ft²almost all homesalmost all homesalmost all homes
Lot sizebigger than0.38 acalmost all homesalmost all homes84% of homes
Year builtnewer than2022almost all homesalmost all homesalmost all homes

About 45 Ruth Ave

How much is 45 Ruth Ave, Clifton, NJ worth?

The TopHap Estimate for 45 Ruth Ave, Clifton, NJ is $642,519 as of Jul 14, 2026. The likely range is $545,615 to $739,423. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Ruth Ave, Clifton, NJ last sell?

45 Ruth Ave, Clifton, NJ last sold on Jun 8, 2021 for $550,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 45 Ruth Ave, Clifton, NJ?

45 Ruth Ave, Clifton, NJ has 5,212 square feet of living space and a 0.38-acre lot.

When was 45 Ruth Ave, Clifton, NJ built?

45 Ruth Ave, Clifton, NJ was built in 2022, making it 4 years old. The building has 1 story.

What schools serve 45 Ruth Ave, Clifton, NJ?

45 Ruth Ave, Clifton, NJ is assigned to School #8 (elementary), rated B; Clifton High School (high), rated D-; Christopher Columbus Middle School (middle), rated C-. All sit in Clifton City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Ruth Ave, Clifton, NJ compare to other homes in Clifton 07014?

Among the 1,764 homes in Clifton 07014, it is worth more than 91% of them ($642,519 against a typical $440,794), its price per square foot is higher than almost none of them ($123 against a typical $296), it is bigger than almost all of them (5,212 ft² against a typical 1,487 ft²), its lot is bigger than almost all of them (0.38 ac against a typical 0.1 ac) and it is newer than almost all of them (2022 against a typical 1957). Measured against all of Passaic County, it is worth more than 64% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Ruth Ave, Clifton, NJ?

The 2025 property tax bill for 45 Ruth Ave, Clifton, NJ was $26,514. The county assessed it at $432,600.

Closest homes

More homes in Clifton 07014

Assigned schools

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