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Single Family ResidenceResidential
$634,621$292 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $424,900 on Jan 29, 2020

45 RUTHERFORD AVE

HAVERHILL, MA 01830
4
Beds
2.5
Baths
2,170 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$635K
$618K low$651K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$424,900 · Jan 29, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$229,621
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$183,697
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.65%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$405,000
HANSCOM FCU · R · recorded Oct 19, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,252 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$583,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$178,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$405,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$573,135

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyESSEX
Lot (acres)The size of the land the home sits on, from county records.0.20
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Steam
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(10)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Pentucket Lake SchoolC
Elementary · Grades KG–4 · 0.2 mi
M
John G. Whittier Middle SchoolC
Middle · Grades 5–8 · 0.4 mi
H
Haverhill High SchoolC
High · Grades 9–12 · 1.6 mi

District: Haverhill School District

Neighborhood · ZIP 01830These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.100
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.93

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.28,516
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,930 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,547
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$98,837
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Rutherford Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 76% of homes in Haverhill 01830
  • Costs less per square foot than 90% of homes in Essex County
  • Bigger than 66% of homes in Haverhill 01830
  • Older than 80% of homes in Essex County

What homes are worth in Haverhill 01830

Each bar is how many homes fall in that price range. The marker is this home.

This home
$237K$941K

This home is worth more than 76% of homes in Haverhill 01830.

How it measures up in Haverhill 01830

The dot is this home. The mark in the middle is the typical home in Haverhill 01830.

Estimated value$634,621
CheaperTypical $535,750Pricier

Pricier than 76% of homes nearby

Price per ft²$292
CheaperTypical $316Pricier

Pricier than 34% of homes nearby

Living area2,170 ft²
SmallerTypical 1,838 ft²Bigger

Bigger than 66% of homes nearby

Lot size0.2 ac
SmallerTypical 0.26 acBigger

Bigger than 37% of homes nearby

Year built1900
OlderTypical 1944Newer

Newer than 31% of homes nearby

How 45 Rutherford Ave ranks against every home in each area.
MeasureThis homeHaverhill 01830Essex County
Estimated valuepricier than$634,62176% of homes40% of homes
Price per ft²pricier than$29234% of homes10% of homes
Living areabigger than2,170 ft²66% of homes63% of homes
Lot sizebigger than0.2 ac37% of homes38% of homes
Year builtnewer than190031% of homes20% of homes

About 45 Rutherford Ave

How much is 45 Rutherford Ave, Haverhill, MA worth?

The TopHap Estimate for 45 Rutherford Ave, Haverhill, MA is $634,621 as of Jul 14, 2026. The likely range is $617,890 to $651,352. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Rutherford Ave, Haverhill, MA last sell?

45 Rutherford Ave, Haverhill, MA last sold on Jan 29, 2020 for $424,900, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 45 Rutherford Ave, Haverhill, MA?

45 Rutherford Ave, Haverhill, MA has 4 bedrooms, 2.5 bathrooms, 2,170 square feet of living space and a 0.20-acre lot.

When was 45 Rutherford Ave, Haverhill, MA built?

45 Rutherford Ave, Haverhill, MA was built in 1900, making it 126 years old. The building has 2 stories.

What schools serve 45 Rutherford Ave, Haverhill, MA?

45 Rutherford Ave, Haverhill, MA is assigned to Pentucket Lake School (elementary), rated C; John G. Whittier Middle School (middle), rated C; Haverhill High School (high), rated C. All sit in Haverhill School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Rutherford Ave, Haverhill, MA compare to other homes in Haverhill 01830?

Among the 7,120 homes in Haverhill 01830, it is worth more than 76% of them ($634,621 against a typical $535,750), its price per square foot is higher than 34% of them ($292 against a typical $316), it is bigger than 66% of them (2,170 ft² against a typical 1,838 ft²), its lot is bigger than 37% of them (0.2 ac against a typical 0.26 ac) and it is newer than 31% of them (1900 against a typical 1944). Measured against all of Essex County, it is worth more than 40% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Rutherford Ave, Haverhill, MA?

The 2025 property tax bill for 45 Rutherford Ave, Haverhill, MA was $6,252. The county assessed it at $583,800.

More homes on Rutherford Ave

Closest homes

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Assigned schools

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