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Single Family ResidenceResidential
$588,410$391 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $455,000 on Apr 30, 2021

45 S CENTRAL ST

HAVERHILL, MA 01835
3
Beds
1.5
Baths
1,505 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$588K
$565K low$612K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$455,000 · Apr 30, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,381 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$502,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$168,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$333,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$534,565

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyESSEX
Lot (acres)The size of the land the home sits on, from county records.0.17
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Bradford Elementary SchoolC-
Elementary · Grades KG–4 · 0.8 mi
M
Caleb Dustin Hunking SchoolC
Middle · Grades KG–8 · 0.9 mi
H
Haverhill High SchoolD
High · Grades 9–12 · 2.2 mi

District: Haverhill School District

Neighborhood · ZIP 01835These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.77
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.95

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.14,967
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,689 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$100,108
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$112,552
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 S Central St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 68% of homes in Essex County
  • Costs more per square foot than 80% of homes in Haverhill 01835
  • Smaller than 68% of homes in Haverhill 01835
  • Has a smaller lot than 72% of homes in Haverhill 01835
  • Older than 80% of homes in Essex County

What homes are worth in Haverhill 01835

Each bar is how many homes fall in that price range. The marker is this home.

This home
$305K$1M

This home is worth more than 56% of homes in Haverhill 01835.

How it measures up in Haverhill 01835

The dot is this home. The mark in the middle is the typical home in Haverhill 01835.

Estimated value$588,410
CheaperTypical $570,115Pricier

Pricier than 56% of homes nearby

Price per ft²$391
CheaperTypical $339Pricier

Pricier than 80% of homes nearby

Living area1,505 ft²
SmallerTypical 1,737 ft²Bigger

Bigger than 32% of homes nearby

Lot size0.17 ac
SmallerTypical 0.25 acBigger

Bigger than 28% of homes nearby

Year built1900
OlderTypical 1976Newer

Newer than 23% of homes nearby

How 45 S Central St ranks against every home in each area.
MeasureThis homeHaverhill 01835Essex County
Estimated valuepricier than$588,41056% of homes32% of homes
Price per ft²pricier than$39180% of homes45% of homes
Living areabigger than1,505 ft²32% of homes34% of homes
Lot sizebigger than0.17 ac28% of homes32% of homes
Year builtnewer than190023% of homes20% of homes

About 45 S Central St

How much is 45 S Central St, Haverhill, MA worth?

The TopHap Estimate for 45 S Central St, Haverhill, MA is $588,410 as of Sep 24, 2026. The likely range is $565,313 to $611,507. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 S Central St, Haverhill, MA last sell?

45 S Central St, Haverhill, MA last sold on Apr 30, 2021 for $455,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 45 S Central St, Haverhill, MA?

45 S Central St, Haverhill, MA has 3 bedrooms, 1.5 bathrooms, 1,505 square feet of living space and a 0.17-acre lot.

When was 45 S Central St, Haverhill, MA built?

45 S Central St, Haverhill, MA was built in 1900, making it 126 years old. The building has 2 stories.

What schools serve 45 S Central St, Haverhill, MA?

45 S Central St, Haverhill, MA is assigned to Bradford Elementary School (elementary), rated C-; Caleb Dustin Hunking School (middle), rated C; Haverhill High School (high), rated D. All sit in Haverhill School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 S Central St, Haverhill, MA compare to other homes in Haverhill 01835?

Among the 4,509 homes in Haverhill 01835, it is worth more than 56% of them ($588,410 against a typical $570,115), its price per square foot is higher than 80% of them ($391 against a typical $339), it is bigger than 32% of them (1,505 ft² against a typical 1,737 ft²), its lot is bigger than 28% of them (0.17 ac against a typical 0.25 ac) and it is newer than 23% of them (1900 against a typical 1976). Measured against all of Essex County, it is worth more than 32% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 S Central St, Haverhill, MA?

The 2025 property tax bill for 45 S Central St, Haverhill, MA was $5,381. The county assessed it at $502,400.

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