Skip to content
Skip to content
TopHapOpen in map
TownhouseResidential
$380,569$261 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $382,150 on Oct 12, 2021

45 SANDY COVE WAY

SANTA ROSA BEACH, FL 32459
3
Beds
3
Baths
1,456 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2021
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$381K
$341K low$420K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$382,150 · Oct 12, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,185 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$351,950 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$50,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$301,950
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$363,647
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$351,950

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
27
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
95
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
87
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
2
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Townhouse
CountyWalton
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Van R. Butler Elementary SchoolA
Elementary · Grades KG–5 · 3.5 mi
H
South Walton High SchoolA-
High · Grades 9–12 · 7.7 mi
M
Emerald Coast Middle SchoolA-
Middle · Grades 6–8 · 11.8 mi

District: Walton County School District

Neighborhood · ZIP 32459These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.90
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.73
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.47%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.36%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.21,405
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.311 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$109,318
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$141,770
Average tempThe average temperature here across a full year.68°F
Annual precipHow much rain and melted snow falls here in a typical year.66 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Sandy Cove Way measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 92% of homes in Santa Rosa Beach 32459
  • Costs less per square foot than 83% of homes in Santa Rosa Beach 32459
  • Smaller than 83% of homes in Santa Rosa Beach 32459
  • Newer than 86% of homes in Santa Rosa Beach 32459

What homes are worth in Santa Rosa Beach 32459

Each bar is how many homes fall in that price range. The marker is this home.

This home
$297K$6M

This home is worth more than 8% of homes in Santa Rosa Beach 32459.

How it measures up in Santa Rosa Beach 32459

The dot is this home. The mark in the middle is the typical home in Santa Rosa Beach 32459.

Estimated value$380,569
CheaperTypical $984,745Pricier

Pricier than 8% of homes nearby

Price per ft²$261
CheaperTypical $485Pricier

Pricier than 17% of homes nearby

Living area1,456 ft²
SmallerTypical 2,082 ft²Bigger

Bigger than 17% of homes nearby

Year built2021
OlderTypical 2008Newer

Newer than 86% of homes nearby

How 45 Sandy Cove Way ranks against every home in each area.
MeasureThis homeSanta Rosa Beach 32459Walton County
Estimated valuepricier than$380,5698% of homes25% of homes
Price per ft²pricier than$26117% of homes40% of homes
Living areabigger than1,456 ft²17% of homes28% of homes
Year builtnewer than202186% of homes86% of homes

About 45 Sandy Cove Way

How much is 45 Sandy Cove Way, Santa Rosa Beach, FL worth?

The TopHap Estimate for 45 Sandy Cove Way, Santa Rosa Beach, FL is $380,569 as of Aug 30, 2026. The likely range is $341,411 to $419,727. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Sandy Cove Way, Santa Rosa Beach, FL last sell?

45 Sandy Cove Way, Santa Rosa Beach, FL last sold on Oct 12, 2021 for $382,150, according to the county's recorded deed.

How big is 45 Sandy Cove Way, Santa Rosa Beach, FL?

45 Sandy Cove Way, Santa Rosa Beach, FL has 3 bedrooms, 3 bathrooms and 1,456 square feet of living space.

When was 45 Sandy Cove Way, Santa Rosa Beach, FL built?

45 Sandy Cove Way, Santa Rosa Beach, FL was built in 2021, making it 5 years old. The building has 2 stories.

What schools serve 45 Sandy Cove Way, Santa Rosa Beach, FL?

45 Sandy Cove Way, Santa Rosa Beach, FL is assigned to Van R. Butler Elementary School (elementary), rated A; South Walton High School (high), rated A-; Emerald Coast Middle School (middle), rated A-. All sit in Walton County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Sandy Cove Way, Santa Rosa Beach, FL compare to other homes in Santa Rosa Beach 32459?

Among the 19,945 homes in Santa Rosa Beach 32459, it is worth more than 8% of them ($380,569 against a typical $984,745), its price per square foot is higher than 17% of them ($261 against a typical $485), it is bigger than 17% of them (1,456 ft² against a typical 2,082 ft²) and it is newer than 86% of them (2021 against a typical 2008). Measured against all of Walton County, it is worth more than 25% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Sandy Cove Way, Santa Rosa Beach, FL?

The 2024 property tax bill for 45 Sandy Cove Way, Santa Rosa Beach, FL was $3,185. The county assessed it at $351,950.

More homes on Sandy Cove Way

Closest homes

More homes in Santa Rosa Beach 32459

Assigned schools

Explore the area

See this home in context

Open 45 Sandy Cove Way on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map