Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$1,140,724$392 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $919,000 on Oct 1, 2021

45 SARATOGA CIR

SACRAMENTO, CA 95864
5
Beds
3
Baths
2,908 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.19 ac
Lot SizeThe size of the land the home sits on, from county records.
1969
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.1M
$986K low$1.3M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$919,000 · Oct 1, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$11,833 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$994,753 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$405,912
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$588,841
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$975,249

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
21
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
47
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
49
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
42
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
26
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.3 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySACRAMENTO
Lot (acres)The size of the land the home sits on, from county records.0.19
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Sierra Oaks K-8 SchoolC
Elementary · Grades KG–8 · 0.2 mi
H
Encina High SchoolF
High · Grades 9–12 · 1.7 mi

District: San Juan Unified School District

Neighborhood · ZIP 95864These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.92
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.99

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.25,072
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,881 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$118,825
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$162,930
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.21 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Saratoga Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Sacramento County
  • Costs more per square foot than 85% of homes in Sacramento County
  • Bigger than 91% of homes in Sacramento County
  • Has a smaller lot than 70% of homes in Sierra Oaks
  • Newer than 71% of homes in Sacramento 95864

What homes are worth in Sacramento 95864

Each bar is how many homes fall in that price range. The marker is this home.

This home
$339K$2.6M

This home is worth more than 75% of homes in Sacramento 95864.

How it measures up in Sacramento 95864

The dot is this home. The mark in the middle is the typical home in Sacramento 95864.

Estimated value$1,140,724
CheaperTypical $789,271Pricier

Pricier than 75% of homes nearby

Price per ft²$392
CheaperTypical $385Pricier

Pricier than 53% of homes nearby

Living area2,908 ft²
SmallerTypical 2,020 ft²Bigger

Bigger than 76% of homes nearby

Lot size0.19 ac
SmallerTypical 0.24 acBigger

Bigger than 32% of homes nearby

Year built1969
OlderTypical 1956Newer

Newer than 71% of homes nearby

How 45 Saratoga Cir ranks against every home in each area.
MeasureThis homeSierra OaksSacramento 95864Sacramento County
Estimated valuepricier than$1,140,72467% of homes75% of homes97% of homes
Price per ft²pricier than$39245% of homes53% of homes85% of homes
Living areabigger than2,908 ft²72% of homes76% of homes91% of homes
Lot sizebigger than0.19 ac30% of homes32% of homes67% of homes
Year builtnewer than196939% of homes71% of homes31% of homes

About 45 Saratoga Cir

How much is 45 Saratoga Cir, Sacramento, CA worth?

The TopHap Estimate for 45 Saratoga Cir, Sacramento, CA is $1,140,724 as of Sep 24, 2026. The likely range is $986,380 to $1,295,068. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Saratoga Cir, Sacramento, CA last sell?

45 Saratoga Cir, Sacramento, CA last sold on Oct 1, 2021 for $919,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 45 Saratoga Cir, Sacramento, CA?

45 Saratoga Cir, Sacramento, CA has 5 bedrooms, 3 bathrooms, 2,908 square feet of living space and a 0.19-acre lot.

When was 45 Saratoga Cir, Sacramento, CA built?

45 Saratoga Cir, Sacramento, CA was built in 1969, making it 57 years old. The building has 2 stories.

What schools serve 45 Saratoga Cir, Sacramento, CA?

45 Saratoga Cir, Sacramento, CA is assigned to Sierra Oaks K-8 School (elementary), rated C; Encina High School (high), rated F. All sit in San Juan Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Saratoga Cir, Sacramento, CA compare to other homes in Sacramento 95864?

Among the 8,858 homes in Sacramento 95864, it is worth more than 75% of them ($1,140,724 against a typical $789,271), its price per square foot is higher than 53% of them ($392 against a typical $385), it is bigger than 76% of them (2,908 ft² against a typical 2,020 ft²), its lot is bigger than 32% of them (0.19 ac against a typical 0.24 ac) and it is newer than 71% of them (1969 against a typical 1956). Measured against all of Sacramento County, it is worth more than 97% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Saratoga Cir, Sacramento, CA?

The 2025 property tax bill for 45 Saratoga Cir, Sacramento, CA was $11,833. The county assessed it at $994,753.

More homes on Saratoga Cir

Closest homes

More homes in Sacramento 95864

Assigned schools

Explore the area

See this home in context

Open 45 Saratoga Cir on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map