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Single Family ResidenceResidential
$429,425$197 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 98How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

45 SCHOOL ST

VERGENNES, VT 05491
5
Beds
5 / 1
Baths
2,184 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.3 ac
Lot SizeThe size of the land the home sits on, from county records.
1880
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
15
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$429K
$419K low$439K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,788 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$535,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$90,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$445,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$287,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.31
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
54
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
77
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyADDISON
Lot (acres)The size of the land the home sits on, from county records.0.30
RoofThe main material covering the roof, such as asphalt shingle or tile.Slate
HeatingThe type of heating system in the home.Baseboard
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Vergennes Union Elementary SchoolB
Elementary · Grades PK–6 · 0.1 mi
M
Vergennes Union High SchoolA-
Middle · Grades 7–12 · 0.4 mi

District: Addison Northwest Unified School District

Neighborhood · ZIP 05491These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.151
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.89

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.5,533
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.62 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$90,146
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,984
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 School St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 87% of homes in Vergennes 05491
  • Bigger than 80% of homes in Vergennes 05491
  • Has a smaller lot than 90% of homes in Addison County
  • Older than 86% of homes in Addison County

What homes are worth in Vergennes 05491

Each bar is how many homes fall in that price range. The marker is this home.

This home
$230K$1.4M

This home is worth more than 50% of homes in Vergennes 05491.

How it measures up in Vergennes 05491

The dot is this home. The mark in the middle is the typical home in Vergennes 05491.

Estimated value$429,425
CheaperTypical $428,912Pricier

Pricier than 50% of homes nearby

Price per ft²$197
CheaperTypical $281Pricier

Pricier than 13% of homes nearby

Living area2,184 ft²
SmallerTypical 1,516 ft²Bigger

Bigger than 80% of homes nearby

Lot size0.3 ac
SmallerTypical 1.6 acBigger

Bigger than 19% of homes nearby

Year built1880
OlderTypical 1975Newer

Newer than 17% of homes nearby

How 45 School St ranks against every home in each area.
MeasureThis homeVergennes 05491Addison County
Estimated valuepricier than$429,42550% of homes55% of homes
Price per ft²pricier than$19713% of homes20% of homes
Living areabigger than2,184 ft²80% of homes79% of homes
Lot sizebigger than0.3 ac19% of homes10% of homes
Year builtnewer than188017% of homes14% of homes

About 45 School St

How much is 45 School St, Vergennes, VT worth?

The TopHap Estimate for 45 School St, Vergennes, VT is $429,425 as of Sep 24, 2026. The likely range is $419,477 to $439,373. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 School St, Vergennes, VT last sell?

45 School St, Vergennes, VT last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 45 School St, Vergennes, VT?

45 School St, Vergennes, VT has 5 bedrooms, 5 bathrooms, 2,184 square feet of living space and a 0.30-acre lot.

When was 45 School St, Vergennes, VT built?

45 School St, Vergennes, VT was built in 1880, making it 146 years old. The building has 2 stories.

What schools serve 45 School St, Vergennes, VT?

45 School St, Vergennes, VT is assigned to Vergennes Union Elementary School (elementary), rated B; Vergennes Union High School (middle), rated A-. All sit in Addison Northwest Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 School St, Vergennes, VT compare to other homes in Vergennes 05491?

Among the 2,470 homes in Vergennes 05491, it is worth more than 50% of them ($429,425 against a typical $428,912), its price per square foot is higher than 13% of them ($197 against a typical $281), it is bigger than 80% of them (2,184 ft² against a typical 1,516 ft²), its lot is bigger than 19% of them (0.3 ac against a typical 1.6 ac) and it is newer than 17% of them (1880 against a typical 1975). Measured against all of Addison County, it is worth more than 55% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 School St, Vergennes, VT?

The 2025 property tax bill for 45 School St, Vergennes, VT was $5,788. The county assessed it at $535,600.

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