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Single Family ResidenceResidential
$373,185$422 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

45 SHIP ST

WARWICK, RI 02889
3
Beds
1
Baths
885 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.33 ac
Lot SizeThe size of the land the home sits on, from county records.
1925
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$373K
$339K low$408K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,705 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$449,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$283,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$166,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$364,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$372,685

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.121 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.89%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyKENT
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1986
Lot (acres)The size of the land the home sits on, from county records.0.33
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.DeckBoat access

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Oakland Beach Elementary SchoolC-
Elementary · Grades KG–6 · 0.4 mi
M
Warwick Veterans Memorial Middle SchoolC+
Middle · Grades 7–8 · 1.0 mi
H
Pilgrim High SchoolB+
High · Grades 9–12 · 3.6 mi

District: Warwick School District

Neighborhood · ZIP 02889These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.88
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.107
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.60

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.27,921
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,690 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,508
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$98,725
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Ship St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 73% of homes in Kent County
  • Costs more per square foot than 86% of homes in Kent County
  • Smaller than 91% of homes in Kent County
  • Has a bigger lot than 84% of homes in Warwick 02889
  • Older than 85% of homes in Kent County

What homes are worth in Warwick 02889

Each bar is how many homes fall in that price range. The marker is this home.

This home
$244K$958K

This home is worth more than 33% of homes in Warwick 02889.

How it measures up in Warwick 02889

The dot is this home. The mark in the middle is the typical home in Warwick 02889.

Estimated value$373,185
CheaperTypical $406,973Pricier

Pricier than 33% of homes nearby

Price per ft²$422
CheaperTypical $346Pricier

Pricier than 80% of homes nearby

Living area885 ft²
SmallerTypical 1,156 ft²Bigger

Bigger than 14% of homes nearby

Lot size0.33 ac
SmallerTypical 0.18 acBigger

Bigger than 84% of homes nearby

Year built1925
OlderTypical 1955Newer

Newer than 23% of homes nearby

How 45 Ship St ranks against every home in each area.
MeasureThis homeWarwick 02889Kent County
Estimated valuepricier than$373,18533% of homes27% of homes
Price per ft²pricier than$42280% of homes86% of homes
Living areabigger than885 ft²14% of homes9% of homes
Lot sizebigger than0.33 ac84% of homes64% of homes
Year builtnewer than192523% of homes15% of homes

About 45 Ship St

How much is 45 Ship St, Warwick, RI worth?

The TopHap Estimate for 45 Ship St, Warwick, RI is $373,185 as of Aug 30, 2026. The likely range is $338,738 to $407,632. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Ship St, Warwick, RI last sell?

45 Ship St, Warwick, RI last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 45 Ship St, Warwick, RI?

45 Ship St, Warwick, RI has 3 bedrooms, 1 bathrooms, 885 square feet of living space and a 0.33-acre lot.

When was 45 Ship St, Warwick, RI built?

45 Ship St, Warwick, RI was built in 1925, making it 101 years old. It is a ranch home. The building has 1 story.

What schools serve 45 Ship St, Warwick, RI?

45 Ship St, Warwick, RI is assigned to Oakland Beach Elementary School (elementary), rated C-; Warwick Veterans Memorial Middle School (middle), rated C+; Pilgrim High School (high), rated B+. All sit in Warwick School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Ship St, Warwick, RI compare to other homes in Warwick 02889?

Among the 10,658 homes in Warwick 02889, it is worth more than 33% of them ($373,185 against a typical $406,973), its price per square foot is higher than 80% of them ($422 against a typical $346), it is bigger than 14% of them (885 ft² against a typical 1,156 ft²), its lot is bigger than 84% of them (0.33 ac against a typical 0.18 ac) and it is newer than 23% of them (1925 against a typical 1955). Measured against all of Kent County, it is worth more than 27% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Ship St, Warwick, RI?

The 2025 property tax bill for 45 Ship St, Warwick, RI was $5,705. The county assessed it at $449,200.

More homes on Ship St

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Assigned schools

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