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Single Family ResidenceResidential
$276,130$167 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $149,200 on May 11, 2009

45 SPENCER ST

SPRINGFIELD, MA 01118
3
Beds
1.5
Baths
1,656 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1906
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$276K
$248K low$304K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$149,200 · May 11, 2009

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,489 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$222,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$36,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$185,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$221,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$282,815

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyHAMPDEN
Lot (acres)The size of the land the home sits on, from county records.0.12
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Frederick HarrisB+
Elementary · Grades PK–5 · 0.5 mi
H
Springfield High School
High · Grades 9–12 · 0.9 mi
M
STEM Middle AcademyD+
Middle · Grades 6–8 · 2.2 mi

District: Springfield School District

Neighborhood · ZIP 01118These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.88
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.62

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.13,838
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,785 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$78,333
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$101,908
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Spencer St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 82% of homes in Springfield 01118
  • Costs less per square foot than 95% of homes in Springfield 01118
  • Bigger than 76% of homes in Springfield 01118
  • Among the smallest lots in Springfield 01118
  • Among the oldest homes in East Forest Park

What homes are worth in Springfield 01118

Each bar is how many homes fall in that price range. The marker is this home.

This home
$225K$452K

This home is worth more than 18% of homes in Springfield 01118.

How it measures up in Springfield 01118

The dot is this home. The mark in the middle is the typical home in Springfield 01118.

Estimated value$276,130
CheaperTypical $311,589Pricier

Pricier than 18% of homes nearby

Price per ft²$167
CheaperTypical $238Pricier

Pricier than 5% of homes nearby

Living area1,656 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 76% of homes nearby

Lot size0.11 ac
SmallerTypical 0.19 acBigger

Smaller than almost all homes nearby

Year built1906
OlderTypical 1953Newer

Older than almost all homes nearby

How 45 Spencer St ranks against every home in each area.
MeasureThis homeEast Forest ParkSpringfield 01118Hampden County
Estimated valuepricier than$276,13021% of homes18% of homes23% of homes
Price per ft²pricier than$1676% of homes5% of homes8% of homes
Living areabigger than1,656 ft²75% of homes76% of homes56% of homes
Lot sizebigger than0.11 ac2% of homesalmost no homes4% of homes
Year builtnewer than1906almost no homesalmost no homes9% of homes

About 45 Spencer St

How much is 45 Spencer St, Springfield, MA worth?

The TopHap Estimate for 45 Spencer St, Springfield, MA is $276,130 as of Sep 24, 2026. The likely range is $248,490 to $303,770. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Spencer St, Springfield, MA last sell?

45 Spencer St, Springfield, MA last sold on May 11, 2009 for $149,200, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 45 Spencer St, Springfield, MA?

45 Spencer St, Springfield, MA has 3 bedrooms, 1.5 bathrooms, 1,656 square feet of living space and a 0.12-acre lot.

When was 45 Spencer St, Springfield, MA built?

45 Spencer St, Springfield, MA was built in 1906, making it 120 years old. It is a colonial home. The building has 2 stories.

What schools serve 45 Spencer St, Springfield, MA?

45 Spencer St, Springfield, MA is assigned to Frederick Harris (elementary), rated B+; Springfield High School (high); STEM Middle Academy (middle), rated D+. All sit in Springfield School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Spencer St, Springfield, MA compare to other homes in Springfield 01118?

Among the 5,096 homes in Springfield 01118, it is worth more than 18% of them ($276,130 against a typical $311,589), its price per square foot is higher than 5% of them ($167 against a typical $238), it is bigger than 76% of them (1,656 ft² against a typical 1,344 ft²), its lot is bigger than almost none of them (0.11 ac against a typical 0.19 ac) and it is newer than almost none of them (1906 against a typical 1953). Measured against all of Hampden County, it is worth more than 23% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Spencer St, Springfield, MA?

The 2025 property tax bill for 45 Spencer St, Springfield, MA was $3,489. The county assessed it at $222,500.

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